185 Carters Lane, Guelph/Eramosa

$649,900
185 Carters Lane

$649,900

Price Change
25d
Att/Row/Townhouse2-Storey

185 Carters Lane, Guelph/Eramosa

Total Monthly Obligation $3,317

Beds
3
Baths
3
Park
2
Sqft
1100-1500
DOM
25d
Score
20
Yield
5.3%
Cash on Cash
-1.2%
Cap Rate
4.3%
5Y IRR
14.6%
10Y IRR
13.8%
Property Type-Att/Row/Townhouse
MLS® Number-X13836290
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-22.7 × 99 ft
Listed on site-Sep 28, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Age-16-30
Taxes-$3,843.35 (2026)
Parking-3 - Attached
Basement-Finished, Full, Walk-Out
Heating-Forced Air (Gas)
Brokerage-RE/MAX Real Estate Centre Inc
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Rockwood
Title-Residential Freehold

No agent assigned

Welcome to 185 Carters Lane, a 3-bedroom, 2.1-bathroom townhouse with a finished walk-out basement, all backing onto a trail and beautiful greenspace! Upon entering, you'll notice the spacious eat-in kitchen featuring handsome dark cabinetry, ample counter space and a breakfast bar for casual seating. There's room for a dining table, whether you're gathering for family dinners or hosting friends. In the bright living room, two large windows frame peaceful greenspace views. Step out onto your private balcony to enjoy them even more. A powder room completes this level. Upstairs, the generous primary bedroom features a walk-in closet and two large windows, including one with a charming window seat. Two additional well-sized bedrooms, convenient second-floor laundry and a 4-piece bathroom with an oversized vanity, deep soaker tub and separate shower complete the upper level. The finished walk-out lower level adds a huge recreation room with large windows that make it feel bright and welcoming. There's space for movie nights, a home office, a gym or whatever your family needs, plus a 3-piece bathroom. The walk-out opens to a generous backyard where you can garden, relax and enjoy the greenspace views. Stairs lead down to the trail for morning walks and easy outings with the dog. Fresh paint, new carpet throughout and updated light fixtures add to the home's appeal. Parking includes a 1-car garage and 2 driveway spaces. Enjoy Rockwood's local shops and amenities, with easy access to Acton and Guelph. Nearby Rockwood Conservation Area offers hiking trails, limestone cliffs, caves, glacial potholes and a sandy beach

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$519,920
Land Transfer Taxes$9,473
Legal Fees (Est.)
$
Total cash required for closing$140,953

Total Monthly Obligation

$3,317/mo
Mortgage $2,622
Monthly Loss $2,627
Principal$690
Interest$1,932
Property Tax$320
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.3%2
5-Year IRR
10.7%40
10-Year IRR
11.1%
Returns Index
21.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,428/yr
NOI
$22,642/yr
Net Cash Flow
-$735/mo
Cash Margin
-25.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7211
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo48
Risk Index
25.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 185 Carters Lane

Time

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