82 Regent Drive, St. Catharines

$659,000
82 Regent Drive

$659,000

New
25d
DetachedBungalow

82 Regent Drive, St. Catharines

Total Monthly Obligation $3,414

HausQ Valuation Report
Beds
3
Baths
2
Park
2
Sqft
1100-1500
DOM
25d
Score
20
Yield
5.4%
Cash on Cash
-1.1%
Cap Rate
4.3%
5Y IRR
14.7%
10Y IRR
13.9%
Property Type-Detached
MLS® Number-X13836354
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-50 × 109.03 ft
Listed on site-Sep 28, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$4,575 (2025)
Parking-3 - Attached
Basement-Full, Partially Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-RE/MAX NIAGARA REALTY LTD, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick Veneer
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-442 - Vine/Linwell
Title-Residential Freehold

No agent assigned

NEWLY updated home on a quiet, peaceful, tree-lined street in the family-friendly Vine / Linwell neighbourhood.The upper level has been completely refreshed and is move-in ready: a brand-new kitchen with new fridge, stove and dishwasher, all-new carpet-free flooring, fresh paint throughout, three bright bedrooms upstairs and a recently updated main bathroom.Downstairs, the partially finished basement includes a three-piece washroom and offers excellent potential, easily finished as an in-law suite with a separate entrance .Perfect for multi-generational living, a home office, or extra income.Peace of mind comes standard: a brand-new electrical panel professionally installed by a licensed electrician and passed ESA inspection(2026), newer roof and soffits (2025), furnace and central air (~10 years),and all appliances included.The oversized lot sits on an established residential street, yet you're only minutes to nearby schools, parks, everyday shopping, The Pen Centre, the QEW and downtown St. Catharines.Ideal for first-time buyers, growing families, or anyone who sees the in-law-suite opportunity.

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%
$
$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$527,200
Land Transfer Taxes$9,655
Legal Fees (Est.)
$
Total cash required for closing$142,955

Total Monthly Obligation

$3,414/mo
Mortgage $2,658
Monthly Loss $2,715
Principal$700
Interest$1,959
Property Tax$381
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.2%2
5-Year IRR
10.8%41
10-Year IRR
11.2%
Returns Index
21.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,772/yr
NOI
$23,120/yr
Net Cash Flow
-$732/mo
Cash Margin
-24.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7211
LTV Ratio
80.0%18
Vacancy Buffer
2.8 mo46
Risk Index
25.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 82 Regent Drive

Time

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