125 Queen Street, Trent Hills

$570,000
125 Queen Street

$570,000

New
25d
Detached1 1/2 Storey

125 Queen Street, Trent Hills

Total Monthly Obligation $3,031

HausQ Valuation Report
Beds
3
Baths
3
Park
4
Sqft
1500-2000
DOM
25d
Score
22
Yield
5.9%
Cash on Cash
0.6%
Cap Rate
4.7%
5Y IRR
16.0%
10Y IRR
15.0%
Property Type-Detached
MLS® Number-X13836498
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-94.85 × 63.81 ft
Listed on site-Sep 28, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-100+
Taxes-$4,278.52 (2026)
Parking-6 - Attached
Basement-Separate Entrance, Full, Unfinished, Development Potential, Walk-Out
Heating-Forced Air (Gas)
Brokerage-Exit Realty Group
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-East
Exterior-Stucco (Plaster)
Roof-Metal
Foundation-Stone
Sewer-Sewer
Possession-Flexible
Neighbourhood-Campbellford
Title-Residential Freehold

No agent assigned

Charming and updated, this 3 bedroom, 3 bathroom home built in the late eighteen hundreds offers the perfect blend of character and modern convenience. Recent upgrades include a metal roof, updated electrical systems, and a backup generator for peace of mind. Nestled directly on the Trent Severn Waterway in the heart of downtown Campbellford, this home delivers that million-dollar view, with fishing right from your own backyard. Enjoy the outdoors from two decks with sleek glass railings, or gather around the fire pit and slate, patio area. The generously sized yard, attached garage, and full walk-out basement with a dedicated workshop offer both function and flexibility. Contains a den on the main floor that can be converted to a main floor bedroom if need be. Located close to downtown amenities including hospitals, schools, dining, bars and shopping, this home offers a rare opportunity to enjoy small town charm, waterfront living, and everyday convenience all in one place.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$456,000
Land Transfer Taxes$7,875
Legal Fees (Est.)
$
Total cash required for closing$123,375

Total Monthly Obligation

$3,031/mo
Mortgage $2,299
Monthly Loss $2,426
Principal$605
Interest$1,694
Property Tax$357
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-5.0%2
5-Year IRR
11.7%48
10-Year IRR
12.0%
Returns Index
25.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,600/yr
NOI
$21,461/yr
Net Cash Flow
-$511/mo
Cash Margin
-18.2%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7813
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo53
Risk Index
28.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 125 Queen Street

Time

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