38 Windle Village Crescent, Thorold

$629,000
38 Windle Village Crescent

$629,000

New
24d
DetachedOther

38 Windle Village Crescent, Thorold

Total Monthly Obligation $3,289

HausQ Valuation Report
Beds
5
Baths
2
Park
4
Sqft
1100-1500
DOM
24d
Score
18
Yield
4.7%
Cash on Cash
-4.3%
Cap Rate
3.6%
5Y IRR
12.1%
10Y IRR
11.9%
Property Type-Detached
MLS® Number-X13838122
Beds-5
Bathrooms-2
Size-1100-1500 sqft
Lot Size-60.04 × 110.23 ft
Listed on site-Sep 29, 2026
Style-Other
Building Type-Detached
Age-16-30
Taxes-$4,518.65 (2026)
Parking-5 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-INTERNATIONAL REALTY FIRM, INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick Front
Roof-Shingles
Foundation-Unknown
Sewer-Sewer
Possession-30/60 days/flexible
Neighbourhood-556 - Allanburg/Thorold South
Title-Residential Freehold

No agent assigned

Spacious well maintained carpet free 3-bedroom raised bungalow with ample sunlight in all rooms. Over 2000 sqft of living space include 2 additional bedrooms and 3 pc washroom, family room with electric fireplace and spacious laundry room with basement walkout. Perfect for growing families or in-law suite. From the open concept dining room, the sliding door leads to a large deck overlooking onto the oversized backyard. Very quiet neighbourhood within short distance drive to St. Catharines, Welland and Niagara Falls. Numerous updates include: roof 2021, furnace and google Nest thermostat 2022, keyless lock at main entrance and upper bathroom vanity plus tile flooring/painting 2023, lower bathroom water saving toilet and painting 2025, laundry room flooring/paint and 2 windows replaced 2026.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$503,200
Land Transfer Taxes$9,055
Legal Fees (Est.)
$
Total cash required for closing$136,355

Total Monthly Obligation

$3,289/mo
Mortgage $2,537
Monthly Loss $2,621
Principal$668
Interest$1,870
Property Tax$377
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.3%1
5-Year IRR
8.3%25
10-Year IRR
9.3%
Returns Index
13.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,868/yr
NOI
$17,863/yr
Net Cash Flow
-$1,049/mo
Cash Margin
-42.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo49
Risk Index
24.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 38 Windle Village Crescent

Time

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Data last updated within the past 24 hours.