104 Ann Street, Ingersoll

$829,900
104 Ann Street

$829,900

New
24d
Detached2-Storey

104 Ann Street, Ingersoll

Total Monthly Obligation $4,063

Beds
3
Baths
2
Park
4
Sqft
2000-2500
DOM
24d
Score
17
Yield
3.9%
Cash on Cash
-7.0%
Cap Rate
3.1%
5Y IRR
10.1%
10Y IRR
10.3%
Property Type-Detached
MLS® Number-X13838244
Beds-3
Bathrooms-2
Size-2000-2500 sqft
Lot Size-60 × 132 ft
Listed on site-Sep 29, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$4,084 (2025)
Parking-5 - Detached
Basement-Unfinished, Walk-Up
Heating-Forced Air (Gas)
Brokerage-Revel Realty Inc Brokerage
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-Inground
Facing-North
Exterior-Brick
Roof-Metal, Membrane
Foundation-Stone
Sewer-Sewer
Possession-Flexible
Neighbourhood-Ingersoll - South
Title-Residential Freehold

No agent assigned

Some homes have a way of making you stop and take it all in, and 104 Ann Street is one of them. This beautiful brick two-storey home is set on a landscaped property with a charming front porch, detached single-car garage and an incredible backyard oasis made for summer. At the centre of it all is a 26' x 14' inground pool with a water fountain feature, pool house and new winter pool cover (2026). With an interlocking brick patio and gazebo, composite deck and multiple spaces to lounge, dine and entertain, there's plenty of room to enjoy the outdoors. Inside, the welcoming foyer introduces the character of the home with its beautiful staircase and original details. The living room is bright and inviting, while the adjoining dining room is filled with natural light and features an ornamental fireplace that adds even more charm. At the back of the home, a versatile flex room could easily become a home office, den or additional sitting room, with direct access to the backyard. A four-piece bathroom with main-floor laundry adds functionality, while the exceptional kitchen blends character with everyday practicality, offering plenty of cabinetry, an island and additional seating. Upstairs, you'll find three spacious bedrooms and a three-piece bathroom, along with a unique landing complete with a fireplace, perfect for a reading nook, micro office or somewhere to simply relax. The back bedroom also provides access to the unfinished attic, offering exciting potential for additional living space. Tucked along a beautiful, quiet street, you get that peaceful neighbourhood feel while still being minutes from downtown Ingersoll, local shops, restaurants, parks and everyday amenities. Located in the Royal Roads Public School and St. Jude's Catholic School zones, it's an incredible spot to put down roots.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$663,920
Land Transfer Taxes$13,073
Legal Fees (Est.)
$
Total cash required for closing$180,553

Total Monthly Obligation

$4,063/mo
Mortgage $3,348
Monthly Loss $3,182
Principal$881
Interest$2,467
Property Tax$340
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.1%1
5-Year IRR
6.8%18
10-Year IRR
8.1%
Returns Index
10.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,100/yr
NOI
$20,306/yr
Net Cash Flow
-$1,655/mo
Cash Margin
-61.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.515
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo38
Risk Index
20.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 104 Ann Street

Time

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