148 Lottie Avenue, Cornwall

$399,900
148 Lottie Avenue

$399,900

New
24d
Semi-Detached Bungalow

148 Lottie Avenue, Cornwall

Total Monthly Obligation $2,241

HausQ Valuation Report
Beds
4
Baths
2
Park
2
Sqft
1100-1500
DOM
24d
Score
28
Yield
7.2%
Cash on Cash
5.9%
Cap Rate
5.9%
5Y IRR
20.3%
10Y IRR
18.5%
Property Type-Semi-Detached
MLS® Number-X13838268
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-36.06 × 120.11 ft
Listed on site-Sep 29, 2026
Style-Bungalow
Building Type-Semi-Detached
Taxes-$3,037 (2025)
Parking-2 - None
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 SHIELD REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick, Other
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-717 - Cornwall
Title-Residential Freehold

No agent assigned

Welcome to 148 Lottie Avenue, a well maintained all brick semi detached bungalow offering a practical layout, plenty of living space, and great flexibility. The bright main floor features a functional kitchen, a spacious living room with hardwood flooring, and a dedicated dining area. Three bedrooms are located on the main level, including the primary bedroom with direct access to the back deck and a fully fenced yard. A 4-piece bathroom with a skylight completes the main floor. The fully finished basement adds even more usable space with a generous rec room, fourth bedroom, 3-piece bathroom with walk-in shower, laundry room, walk-in closet, and utility room. The layout offers excellent potential for guest space, a home office, or additional family living. Additional features include a high-efficiency gas furnace and central air conditioning, updated in 2021. Conveniently located close to schools, shopping, public transit, and everyday amenities. Whether you are a first-time buyer, a growing family, or looking for a home with flexible living space, 148 Lottie Avenue is one to see.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$319,920
Land Transfer Taxes$4,474
Legal Fees (Est.)
$
Total cash required for closing$85,954

Total Monthly Obligation

$2,241/mo
Mortgage $1,613
Monthly Loss $1,817
Principal$424
Interest$1,189
Property Tax$253
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.6%33
Cash-on-Cash
-1.1%6
5-Year IRR
14.9%70
10-Year IRR
14.5%
Returns Index
37.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
28/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,800/yr
NOI
$18,383/yr
Net Cash Flow
-$81/mo
Cash Margin
-3.4%2
Cash Flow Index
2.5/ 100
Risk Profile
Weight: 20%
DSCR
0.9523
LTV Ratio
80.0%18
Vacancy Buffer
4.2 mo73
Risk Index
38.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 148 Lottie Avenue

Time

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Data last updated within the past 24 hours.