29 Glengarry Road, St. Catharines

$545,000
29 Glengarry Road

$545,000

New
25d
DetachedBungalow

29 Glengarry Road, St. Catharines

Total Monthly Obligation $2,888

Beds
5
Baths
2
Park
6
Sqft
700-1100
DOM
25d
Score
19
Yield
5.0%
Cash on Cash
-3.2%
Cap Rate
3.9%
5Y IRR
13.1%
10Y IRR
12.6%
Property Type-Detached
MLS® Number-X13839456
Beds-5
Bathrooms-2
Size-700-1100 sqft
Lot Size-60 × 125 ft
Listed on site-Sep 28, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$3,780 (2025)
Parking-6 - None
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX NIAGARA REALTY LTD, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-flexible
Neighbourhood-456 - Oakdale
Title-Residential Freehold

No agent assigned

Welcome to 29 Glengarry Road, a versatile Five-bedroom home offering an excellent opportunity for investors, student-rental buyers, multi-generational families or those simply looking for a spacious single-family home. Conveniently located in the Pen Centre/Brock University area of St. Catharines, this property offers a flexible layout with plenty of possibilities. The main level features a bright living area, spacious kitchen, three bedrooms and a full bathroom. The finished lower level adds two additional bedrooms, a second kitchen, second full bathroom, separate entrance and its own laundry facilities. With two kitchens, two full bathrooms and two laundry areas, the layout lends itself well to extended-family living or potential investment/student-rental use. For investors, the combination of five bedrooms, separate living areas and proximity to Brock University, the Pen Centre, shopping, restaurants, grocery stores, transit and major routes makes this a property worth considering.

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Closing Costs

Mortgage Amount
$436,000
Land Transfer Taxes$7,375
Legal Fees (Est.)
$
Total cash required for closing$117,875

Total Monthly Obligation

$2,888/mo
Mortgage $2,198
Monthly Loss $2,310
Principal$579
Interest$1,620
Property Tax$315
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.6%1
5-Year IRR
8.9%28
10-Year IRR
9.8%
Returns Index
15.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,360/yr
NOI
$16,344/yr
Net Cash Flow
-$836/mo
Cash Margin
-36.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.627
LTV Ratio
80.0%18
Vacancy Buffer
3.3 mo57
Risk Index
27.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 29 Glengarry Road

Time

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Data last updated within the past 24 hours.