100 Seneca Drive, Hamilton

$3,495,000
100 Seneca Drive

$3,495,000

New
24d
Detached2-Storey

100 Seneca Drive, Hamilton

Total Monthly Obligation $15,930

Beds
6
Baths
6
Park
6
Sqft
3500-5000
DOM
24d
Score
13
Yield
2.1%
Cash on Cash
-14.2%
Cap Rate
1.5%
5Y IRR
4.6%
10Y IRR
6.1%
Property Type-Detached
MLS® Number-X13839496
Beds-6
Bathrooms-6
Size-3500-5000 sqft
Lot Size-85 × 135 ft
Listed on site-Sep 29, 2026
Style-2-Storey
Building Type-Detached
Age-6-15
Taxes-$17,483.53 (2025)
Parking-8 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE STATE REALTY
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Natural Gas, Rec Room
Pool-Inground, Salt
Facing-West
Exterior-Brick, Stucco (Plaster)
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-flexible
Neighbourhood-Ancaster
Title-Residential Freehold

No agent assigned

This architectural masterpiece offers 7,000 sq. ft. of luxurious living space with 4+2bedrooms, 6 bathrooms, an incredible resort-style backyard oasis, and a fully finished basement with separate entrance. Set on an 85 x 135 ft. lot in a mature Ancaster neighbourhood, just one minute to highway access and all Power Centre amenities, this dream home impresses with striking curb appeal, professional landscaping, and an oversized triple garage with 14 ft. ceilings and two car lifts. The grand foyer with a soaring 21 ft. ceiling and curved staircase opens to a sophisticated interior featuring bold millwork, expansive porcelain, and wide-plank hardwood all illuminated by massive windows allowing plenty of natural light. The main level boasts formal living and dining rooms with 12 ft. ceilings, a private office, powder room ,mudroom, and a gourmet eat-in kitchen with top-tier appliances. A 4-season sunroom with radiant in-floor heating and a family room with 11 ft. ceiling and stone fireplace create the perfect entertaining spaces. Upstairs, the sensational primary suite includes custom built-ins, spa-inspired 5-piece bath, private balcony, walk-in closet, and a custom dressing room fit for any wardrobe. Three additional bedrooms, all with ensuite baths (heated floors), and bedroom level laundry complete the upper level. The finished lower level offers a recreation area, home theatre, 2 bedrooms, full bath, second laundry, and kitchenette-ideal for family enjoyment or a multigenerational in-law suite. Step outside to a private resort-style retreat with heated saltwater pool (waterfalls, lights, fire features), sunken hot tub, outdoor kitchen with pizza oven, extensive hardscaping, artificial turf, storage shed, and an elite K-Array sound system. Upgrades include Control4 automation, integrated security with cameras, whole-home sound, and dual furnaces, A/Cs, and HRVs for comfort and efficiency. A rare opportunity to own one of Ancaster's most extraordinary residences!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$2,796,000
Land Transfer Taxes$73,850
Legal Fees (Est.)
$
Total cash required for closing$774,350

Total Monthly Obligation

$15,930/mo
Mortgage $14,098
Monthly Loss $12,220
Principal$3,710
Interest$10,388
Property Tax$1,457
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.3%9
Cash-on-Cash
-16.5%0
5-Year IRR
2.7%6
10-Year IRR
5.0%
Returns Index
4.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
13/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$75,000/yr
NOI
$45,516/yr
Net Cash Flow
-$10,305/mo
Cash Margin
-164.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.272
LTV Ratio
80.0%18
Vacancy Buffer
0.6 mo13
Risk Index
11.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 100 Seneca Drive

Time

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