49 Orchard Street, London South

$529,900
49 Orchard Street

$529,900

New
24d
Condo TownhouseMulti-Level

49 Orchard Street, London South

Total Monthly Obligation $3,048

Bed+Den
4+1
Baths
3
Park
2
Sqft
1600-1799
DOM
24d
Score
21
Yield
6.2%
Cash on Cash
-1.4%
Cap Rate
4.3%
5Y IRR
14.4%
10Y IRR
13.7%
Property Type-Condo Townhouse
MLS® Number-X13839830
Bed+Den-4+1
Bathrooms-3
Size-1600-1799 sqft
Listed on site-Sep 29, 2026
Style-Multi-Level
Building Type-Condo Townhouse
Age-16-30
Taxes-$4,442 (2025)
Maintenance-$340/mo
Locker-None
Parking-3 - Attached
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE TRILAND REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Brick, Hardboard
Roof-Asphalt Shingle
Foundation-Poured Concrete
Possession-FLEXIBLE
Neighbourhood-South E
Title-Residential Condo & Other

No agent assigned

Welcome to 49 Orchard St, a lovingly maintained, original owner 3 bedroom condo situated close to Wortley Village, downtown, Thames Valley Trail system and bike paths, and backing onto the protected green space of the Coves. Functional, bright and open layout, with hardwood floors, Granite countertop in kitchen with newer backsplash, breakfast bar, and stainless steel appliances. Stunning views from the family room, with access to private rear deck overlooking greenspace and the forested Coves, a vast greenspace of ponds and wetlands. 2 generous bedrooms and a 4 piece bathroom on the next level, with Primary bedroom, luxurious ensuite and laundry closet on the 4th level. Primary also features 2 walk in closets, and a stunning view of the trees behind. Lower level finished with a recroom, guest bedroom or office nook, and a handy storage room. Extra wide single garage with inside entry allows the convenience of parking a vehicle and useful storage. Water heater is owned, furnace and C/A serviced annually, Air exchanger and hot water recovery system included. A wonderful opportunity to acquire a gently lived in, excellent condition, 1 owner home in a rare serene and nature filled location, so close to the amenities of the downtown and Wortley Village areas.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$423,920
Land Transfer Taxes$7,073
Legal Fees (Est.)
$
Total cash required for closing$114,553

Total Monthly Obligation

$3,048/mo
Mortgage $2,137
Monthly Loss $2,485
Principal$562
Interest$1,575
Property Tax$370
Condo Fees$340
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.2%2
5-Year IRR
10.8%41
10-Year IRR
11.4%
Returns Index
21.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,760/yr
NOI
$18,562/yr
Net Cash Flow
-$591/mo
Cash Margin
-21.6%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7211
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo53
Risk Index
27.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 49 Orchard Street

Time

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