195 CHARLES Street E, Ingersoll

$589,999
195 CHARLES Street E

$589,999

New
24d
Semi-Detached 2-Storey

195 CHARLES Street E, Ingersoll

Total Monthly Obligation $3,061

Beds
4
Baths
3
Park
2
Sqft
1500-2000
DOM
24d
Score
19
Yield
4.9%
Cash on Cash
-3.4%
Cap Rate
3.9%
5Y IRR
12.9%
10Y IRR
12.5%
Property Type-Semi-Detached
MLS® Number-X13840738
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-30 × 141 ft
Listed on site-Sep 29, 2026
Style-2-Storey
Building Type-Semi-Detached
Age-0-5
Taxes-$3,672 (2025)
Parking-3 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX TWIN CITY REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-IMMEDIATE
Neighbourhood-Ingersoll - South
Title-Residential Freehold

No agent assigned

HOUSE COMES FURNISHED! Built in 2021 by renowned BW Conn Homes, this beautifully updated semi-detached 2-storey home offers the perfect blend of style, comfort, and functionality. With approximately 1,780 sq ft of finished living space above grade plus a fully finished basement, this home is move-in ready and packed with thoughtful upgrades throughout. Step inside to a tastefully decorated interior featuring an open-concept main floor, custom cabinetry with crown moulding, quality finishes, and an abundance of natural light. Upstairs you'll find 3 generously sized bedrooms, including a spacious primary retreat complete with a separate oversized walk-in closet and a stunning 4-piece ensuite. The second-floor laundry room is impressively large and designed for everyday convenience. The recently finished basement expands your living space with a bright additional bedroom featuring oversized windows, a stylish wet bar, and the perfect setup for entertaining family and friends. Outside, the backyard has been transformed into a private oasis with a fully fenced yard, covered gazebo, poured concrete wrapping from the front walkway around the home, and a large rear concrete pad ideal for outdoor living. Additional highlights include an epoxy-coated garage floor, attached single-car garage with inside entry, central air, ERV system, paved driveway, and exceptional curb appeal with stone/brick façade accents. A perfect opportunity for families, professionals, or anyone looking for a turnkey home with quality finishes and extensive upgrades already completed.

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%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$471,999
Land Transfer Taxes$8,275
Legal Fees (Est.)
$
Total cash required for closing$127,775

Total Monthly Obligation

$3,061/mo
Mortgage $2,380
Monthly Loss $2,435
Principal$626
Interest$1,754
Property Tax$306
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.5%1
5-Year IRR
8.9%28
10-Year IRR
9.8%
Returns Index
15.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,800/yr
NOI
$17,748/yr
Net Cash Flow
-$901/mo
Cash Margin
-37.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.627
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo53
Risk Index
26.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 195 CHARLES Street E

Time

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