39 Kay Crescent 1, Guelph

$989,000
39 Kay Crescent 1

$989,000

New
24d
Condo TownhouseBungalow

39 Kay Crescent 1, Guelph

Total Monthly Obligation $5,268

Beds
2
Baths
4
Park
2
Sqft
1800-1999
DOM
24d
Score
17
Yield
4.9%
Cash on Cash
-5.8%
Cap Rate
3.3%
5Y IRR
11.0%
10Y IRR
11.0%
Property Type-Condo Townhouse
MLS® Number-X13840812
Beds-2
Bathrooms-4
Size-1800-1999 sqft
Listed on site-Sep 29, 2026
Style-Bungalow
Building Type-Condo Townhouse
Age-6-10
Taxes-$7,038.66 (2026)
Maintenance-$491.93/mo
Locker-None
Parking-4 - Attached
Basement-Full, Partially Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX Real Estate Centre Inc
Cooling-Central Air
Laundry-Yes
Fireplace-Natural Gas
Pool-None
Exterior-Vinyl Siding, Stone
Roof-Asphalt Shingle
Foundation-Poured Concrete
Possession-Flexible
Neighbourhood-Pineridge/Westminster Woods
Title-Residential Condo & Other

No agent assigned

Executive end-unit bungalow townhome backing onto Dallan Park W/1800sqft of beautiful living space in one of Guelph's most sought-after south-end neighbourhoods! Thoughtfully designed for those looking to simplify without sacrificing space & style, this home offers elegant finishes, versatile living areas & park views just steps from every convenience. Open-concept living space is perfectly designed for entertaining. Chef-inspired kitchen W/2-toned cabinetry, granite counters, high-end S/S appliances incl. beverage fridge & oversized centre island. Dining area is framed by picture window creating beautiful setting for celebrations. Flowing effortlessly into the sun-filled living room, you'll find a granite-surround fireplace flanked by windows overlooking the park. Garden doors lead to private backyard. Grand dbl doors lead to spacious & versatile secondary suite. It offers W/O access to backyard, wall of windows overlooking park, W/I closet & 4pc bath W/dbl vanity& W/I shower. This space can easily serve as guest suite, office, fitness or hobby room. Privately tucked away, the primary bdrm offers expansive windows, 2 W/I closets & ensuite W/dbl vanity, granite counter & soaker tub. Main floor laundry & 2pc bath completes main level. Step outside to private backyard. Backing onto Dallan Park W/no rear neighbours, this space offers landscaped patio, gardens & greenspace views. Partially finished bsmt offers exceptional future potential. Already equip W/3pc bath, it's ready to become a rec room, add'l bdrms, gym or workshop. Whether you're ready to downsize from a large family home without giving up ability to entertain & host overnight guests or you're looking for the ease of low-maintenance living W/room to grow, this home offers balance of luxury, flexibility & comfort. Short stroll to Pergola Commons where you'll enjoy restaurants, groceries, fitness, LCBO, movie theatre & more. W/nearby trails, parks & access to 401 this is effortless south-end living at its best

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$791,200
Land Transfer Taxes$16,255
Legal Fees (Est.)
$
Total cash required for closing$215,555

Total Monthly Obligation

$5,268/mo
Mortgage $3,989
Monthly Loss $4,218
Principal$1,050
Interest$2,940
Property Tax$587
Condo Fees$492
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.4%1
5-Year IRR
8.3%25
10-Year IRR
9.3%
Returns Index
13.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$48,060/yr
NOI
$27,912/yr
Net Cash Flow
-$1,663/mo
Cash Margin
-41.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.586
LTV Ratio
80.0%18
Vacancy Buffer
1.8 mo28
Risk Index
17.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 39 Kay Crescent 1

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.