472 Highland Road, Peterborough

$549,900
472 Highland Road

$549,900

Price Change
24d
DetachedBungalow-Raised

472 Highland Road, Peterborough

Total Monthly Obligation $2,974

Beds
3
Baths
2
Park
3
Sqft
1100-1500
DOM
24d
Score
22
Yield
6.0%
Cash on Cash
0.8%
Cap Rate
4.7%
5Y IRR
16.2%
10Y IRR
15.1%
Property Type-Detached
MLS® Number-X13841098
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-126.36 × 64.85 ft
Listed on site-Sep 29, 2026
Style-Bungalow-Raised
Building Type-Detached
Age-51-99
Taxes-$4,571.99 (2026)
Parking-4 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-MinCom Kawartha Lakes Realty Inc.
Cooling-Central Air
Laundry-No
Fireplace-Wood Stove, Wood
Pool-None
Facing-North
Exterior-Brick
Roof-Metal
Foundation-Concrete
Sewer-Sewer
Possession-TBA
Neighbourhood-Northcrest Ward 5
Title-Residential Freehold

No agent assigned

Welcome to 472 Highland Road, a solid all-brick raised bungalow offering 3 bedrooms, 2 bathrooms, a finished basement and an attached single-car garage. The main floor features hardwood flooring and a bright, spacious living room with a wood stove and large front window. The updated kitchen offers plenty of cabinetry and workspace, while the adjoining dining area provides a comfortable spot for everyday meals or entertaining. Three bedrooms complete the main level, along with a spacious 5-piece bathroom featuring a double vanity and quartz countertops. Downstairs, the finished lower level adds valuable living space with a large rec room, second bathroom, laundry and utility areas, plus plenty of storage. Outside, you'll find a fenced backyard, deck and storage sheds, offering plenty of space to enjoy the warmer months. The home also features a durable steel roof and low-maintenance brick exterior. Conveniently located close to Peterborough Regional Health Centre and within walking distance of schools and Jackson Park, this is a great location for anyone looking to stay connected to everyday amenities while still having parks and green space nearby. With a practical layout, plenty of finished living space and several important updates already in place, 472 Highland Road is ready for its next owners. Updates - Air Conditioner(2023), Basement carpet (2026), Bedroom and basement storage (2023), Additional kitchen and dining cabinets (2021), Outdoor shed (2025).

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$439,920
Land Transfer Taxes$7,473
Legal Fees (Est.)
$
Total cash required for closing$118,953

Total Monthly Obligation

$2,974/mo
Mortgage $2,218
Monthly Loss $2,390
Principal$584
Interest$1,634
Property Tax$381
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-4.9%2
5-Year IRR
11.8%48
10-Year IRR
12.0%
Returns Index
25.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,168/yr
NOI
$20,779/yr
Net Cash Flow
-$487/mo
Cash Margin
-17.6%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7813
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo54
Risk Index
28.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 472 Highland Road

Time

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