1042 Lakeshore Road W, St. Catharines

$869,900
1042 Lakeshore Road W

$869,900

New
25d
DetachedBungalow

1042 Lakeshore Road W, St. Catharines

Total Monthly Obligation $4,564

Beds
4
Baths
2
Park
6
Sqft
1500-2000
DOM
25d
Score
16
Yield
4.1%
Cash on Cash
-7.9%
Cap Rate
2.9%
5Y IRR
9.4%
10Y IRR
9.8%
Property Type-Detached
MLS® Number-X13841652
Beds-4
Bathrooms-2
Size-1500-2000 sqft
Lot Size-99.81 × 160.88 ft
Listed on site-Sep 28, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$8,160 (2026)
Parking-7 - Detached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX NIAGARA REALTY LTD, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Living Room, Natural Gas, Family Room, Wood
Pool-Inground
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Septic
Possession-IMMEDIATE
Neighbourhood-440 - Rural Port
Title-Residential Freehold

No agent assigned

Nestled on a beautifully landscaped lot in the desirable west end of St. Catharines, this well-maintained bungalow offers the perfect balance of peaceful country living and everyday convenience. Surrounded by mature trees, perennial gardens, and lush greenery, the property provides a private retreat just minutes from all essential amenities. Designed for comfortable family living, the home features 2+2 bedrooms, 2 baths, and over 2,400 sq. ft. of finished living space. The bright main level offers an updated eat-in kitchen with abundant cabinetry, generous counterspace, and newer appliances (2022). A cozy dinette leads to a charming three-season sunroom with new vinyl flooring and tranquil views of the backyard. The spacious living room is highlighted by a gas fireplace, while the adjoining family room showcases a classic brick wood-burning fireplace. Two well-sized bedrooms, a 3-piece bath with a large walk-in shower, and convenient main-floor laundry complete the main level. The finished lower level extends the living space with a large recreation room, two additional bedrooms, a 4-piece bath, and a utility/storage area offering plenty of room for organization. Step outside to your own backyard oasis, featuring an 18' x 36' inground pool, ideal for summer entertaining or relaxing. Just a short drive from Lake Ontario and Port Dalhousie, this location offers easy access to waterfront trails, beaches ,and recreational activities. Additional updates include a furnace (2022), central air conditioner (2024), most windows replaced and a new Waterloo septic system installed in October 2024. The oversized detached garage measures approximately 31' x 24' and includes a workshop and separate storage room. A private asphalt driveway provides parking for 6+ vehicles, making it ideal for guests, trailers, or recreational equipment. A rare opportunity to enjoy the space, privacy, and charm of country-style living while remaining close to all the conveniences of the city.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$695,920
Land Transfer Taxes$13,873
Legal Fees (Est.)
$
Total cash required for closing$189,353

Total Monthly Obligation

$4,564/mo
Mortgage $3,509
Monthly Loss $3,641
Principal$923
Interest$2,586
Property Tax$680
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.3%13
Cash-on-Cash
-12.0%0
5-Year IRR
6.2%15
10-Year IRR
7.7%
Returns Index
8.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,880/yr
NOI
$19,632/yr
Net Cash Flow
-$1,873/mo
Cash Margin
-62.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.474
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo33
Risk Index
18.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1042 Lakeshore Road W

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.