316 Academy Street, Loyalist

$795,000
316 Academy Street

$795,000

New
24d
DetachedBungalow

316 Academy Street, Loyalist

Total Monthly Obligation $4,080

Beds
3
Baths
2
Park
5
Sqft
1500-2000
DOM
24d
Score
18
Yield
4.7%
Cash on Cash
-4.4%
Cap Rate
3.6%
5Y IRR
12.1%
10Y IRR
11.9%
Property Type-Detached
MLS® Number-X13841676
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-85.2 × 200.21 ft
Listed on site-Sep 29, 2026
Style-Bungalow
Building Type-Detached
Taxes-$5,974 (2026)
Parking-5 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-SUTTON GROUP-MASTERS REALTY INC., BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Stone
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-57 - Bath
Title-Residential Freehold

No agent assigned

LOCATED IN THE BEAUTIFUL VILLAGE OF BATH, THIS 1597.37 SQ, FT. BUNGALOW IS A PLEASURE TO VIEW. SITUATED ON A VERY LARGE MUNICIPAL LOT IT OFFERS PLENTY OF LAND. TOTALLY UPGRADED THIS HOME IS IN MOVE-IN CONDITION. FROM THE OPEN CONCEPT LIVING AREA, BEAUTIFUL FLOORS AND KITCHEN, ONSUITE BATHROOM OFF THE PRIMARY BEDROOM TO THE REAR DECKING AND LARGE 2 CAR GARAGE. PLENTY OF PARKING ON THE PAVED DRIVEWAY IT IS SET BACK FROM THE STREET FOR PRIVACY.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$636,000
Land Transfer Taxes$12,375
Legal Fees (Est.)
$
Total cash required for closing$172,875

Total Monthly Obligation

$4,080/mo
Mortgage $3,207
Monthly Loss $3,236
Principal$844
Interest$2,363
Property Tax$498
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%18
Cash-on-Cash
-8.9%1
5-Year IRR
8.7%27
10-Year IRR
9.5%
Returns Index
14.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,548/yr
NOI
$23,319/yr
Net Cash Flow
-$1,264/mo
Cash Margin
-40.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.617
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo37
Risk Index
20.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 316 Academy Street

Time

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