325 Victoria Street N, Woodstock

$505,000
325 Victoria Street N

$505,000

Price Change
23d
Detached1 1/2 Storey

325 Victoria Street N, Woodstock

Total Monthly Obligation $2,702

HausQ Valuation Report
Beds
3
Baths
2
Park
3
Sqft
1100-1500
DOM
23d
Score
20
Yield
5.2%
Cash on Cash
-2.3%
Cap Rate
4.1%
5Y IRR
13.7%
10Y IRR
13.1%
Property Type-Detached
MLS® Number-X13842272
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-55 × 81 ft
Listed on site-Sep 30, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-51-99
Taxes-$3,478 (2026)
Parking-4 - Detached
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-The Realty Firm Inc.
Cooling-Central Air
Laundry-No
Fireplace-Wood
Pool-None
Facing-West
Exterior-Aluminum Siding
Roof-Asphalt Shingle, Membrane
Foundation-Block
Sewer-Sewer
Possession-90 days
Neighbourhood-Woodstock - North
Title-Residential Freehold

No agent assigned

Warm, welcoming and full of charm, this fully fenced quaint 1.5-storey home offers approximately 1139 of above-grade living space and has been freshly painted throughout. The main floor features a comfortable living room with a wood-burning fireplace ( as is) as a cozy focal point, a functional kitchen with oak cabinetry, generous counter space and storage, one bedroom and a full bathroom. Upstairs, you'll find two generously sized bedrooms. The basement offers approximately 430 sq ft. of additional finished and semi-finished space, with a three-piece bathroom. Set in a great area of town the property also includes a single detached garage. With its inviting atmosphere, flexible layout and three levels of usable living space, this is a home that feels comfortable from the moment you walk in.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$404,000
Land Transfer Taxes$6,575
Legal Fees (Est.)
$
Total cash required for closing$109,075

Total Monthly Obligation

$2,702/mo
Mortgage $2,037
Monthly Loss $2,166
Principal$536
Interest$1,501
Property Tax$290
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.0%1
5-Year IRR
9.4%31
10-Year IRR
10.2%
Returns Index
16.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$26,400/yr
NOI
$15,782/yr
Net Cash Flow
-$722/mo
Cash Margin
-32.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.658
LTV Ratio
80.0%18
Vacancy Buffer
3.6 mo61
Risk Index
29.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 325 Victoria Street N

Time

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Data last updated within the past 24 hours.