1440 Garth Street 32, Hamilton

$419,900
1440 Garth Street 32

$419,900

Price Change
23d
Condo Townhouse2-Storey

1440 Garth Street 32, Hamilton

Total Monthly Obligation $2,818

HausQ Valuation Report
Beds
3
Baths
2
Park
1
Sqft
1000-1199
DOM
23d
Score
21
Yield
7.5%
Cash on Cash
-0.5%
Cap Rate
4.5%
5Y IRR
15.2%
10Y IRR
14.3%
Property Type-Condo Townhouse
MLS® Number-X13842596
Beds-3
Bathrooms-2
Size-1000-1199 sqft
Listed on site-Sep 30, 2026
Style-2-Storey
Building Type-Condo Townhouse
Age-31-50
Taxes-$3,632.51 (2026)
Maintenance-$621.35/mo
Locker-None
Parking-1 - None
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX ESCARPMENT REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Brick
Possession-Flexible
Neighbourhood-Falkirk
Title-Residential Condo & Other

No agent assigned

This incredible End-unit Condo Townhome is ripe for the plucking! This home has been fullyupdated with beautiful Hardwood and Vinyl Flooring throughout! The Kitchen is Stunninglyrenovated, with new Cupboards and Counters. Incredible Hardwood with Custom in-lays run throughthe Dining room and Living room which also features a walkthrough to your private, fenced yard.As you head up to the second Storey we have 3 Generously-Sized Bedrooms and a Fully-RenovatedBathroom; lots of natural light makes the Bedrooms warm and inviting! The basement was recentlyfinished with Pot-Lighting and Vinyl flooring, as well as a large utility room/Laundry Room!Affordable Condo fees cover Water, internet, Cable, parking, maintenance AND buildinginsurance! Making this home not only dreamy, but also affordable! All RSA. Taxes Estimatedusing City Calculator

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$335,920
Land Transfer Taxes$4,873
Legal Fees (Est.)
$
Total cash required for closing$90,353

Total Monthly Obligation

$2,818/mo
Mortgage $1,694
Monthly Loss $2,372
Principal$446
Interest$1,248
Property Tax$303
Condo Fees$621
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.1%2
5-Year IRR
11.1%43
10-Year IRR
11.7%
Returns Index
22.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,440/yr
NOI
$14,807/yr
Net Cash Flow
-$460/mo
Cash Margin
-17.6%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7311
LTV Ratio
80.0%18
Vacancy Buffer
3.4 mo58
Risk Index
29.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1440 Garth Street 32

Time

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Data last updated within the past 24 hours.