63 William Street N, Kawartha Lakes

$399,900
63 William Street N

$399,900

New
23d
Att/Row/Townhouse2-Storey

63 William Street N, Kawartha Lakes

Total Monthly Obligation $2,248

Beds
3
Baths
2
Park
2
Sqft
1500-2000
DOM
23d
Score
34
Yield
8.0%
Cash on Cash
9.2%
Cap Rate
6.6%
5Y IRR
23.0%
10Y IRR
20.8%
Property Type-Att/Row/Townhouse
MLS® Number-X13842962
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-20.89 × 114.7 ft
Listed on site-Sep 30, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Age-100+
Taxes-$3,116.33 (2026)
Parking-2 - None
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-Royal Lepage Kawartha Lakes Realty Inc.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Metal
Foundation-Stone
Sewer-Sewer
Possession-Flexible
Neighbourhood-Lindsay
Title-Residential Freehold

No agent assigned

Tastefully updated century townhome in the heart of Lindsay, blending timeless character with thoughtful modern improvements. The main floor features an open-concept living and dining area with impressive 10-foot ceilings, refinished original oak flooring, a fully renovated kitchen (2024), and an updated powder room. Upstairs, you'll find three spacious bedrooms and a 4-piece bathroom, all enhanced by high ceilings and abundant natural light flowing through the original wood-frame windows, which have been exceptionally well maintained. Major updates include a new steel roof (2024), updated washer and dryer (2022), refreshed backyard patio stones, a gravel driveway, and a natural gas BBQ hookup. Enjoy the covered front porch and low-maintenance pollinator garden with native plants, while the basement provides excellent storage and convenient laundry access. Ideally located within easy walking distance of downtown Lindsay's shops, restaurants, and the Scugog River, this inviting townhome offers low-maintenance living, low heating and hydro costs, and the character of a beautifully cared-for century home.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$319,920
Land Transfer Taxes$4,474
Legal Fees (Est.)
$
Total cash required for closing$85,954

Total Monthly Obligation

$2,248/mo
Mortgage $1,613
Monthly Loss $1,823
Principal$424
Interest$1,189
Property Tax$260
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.3%41
Cash-on-Cash
1.9%12
5-Year IRR
17.3%83
10-Year IRR
16.5%
Returns Index
46.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
34/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,800/yr
NOI
$21,004/yr
Net Cash Flow
$137/mo
Cash Margin
5.2%12
Cash Flow Index
12.3/ 100
Risk Profile
Weight: 20%
DSCR
1.0934
LTV Ratio
80.0%18
Vacancy Buffer
4.2 mo72
Risk Index
41.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 63 William Street N

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.