27 Prospect Street, Selwyn

$339,900
27 Prospect Street

$339,900

New
23d
Detached1 1/2 Storey

27 Prospect Street, Selwyn

Total Monthly Obligation $1,925

HausQ Valuation Report
Beds
2
Baths
1
Park
4
Sqft
1100-1500
DOM
23d
Score
49
Yield
8.9%
Cash on Cash
13.6%
Cap Rate
7.5%
5Y IRR
26.7%
10Y IRR
24.0%
Property Type-Detached
MLS® Number-X13843264
Beds-2
Bathrooms-1
Size-1100-1500 sqft
Lot Size-94.7 × 151.91 ft
Listed on site-Sep 30, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-100+
Taxes-$2,145 (2025)
Parking-4 - None
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-Ball Real Estate Inc.
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Aluminum Siding
Roof-Metal
Foundation-Concrete, Stone
Sewer-Sewer
Possession-TBA
Neighbourhood-Selwyn
Title-Residential Freehold

No agent assigned

Attention investors! Rare opportunities like this don't come along often. Located in the heart of the highly sought-after Village of Lakefield, this 2-bedroom, 1-bathroom home sits on a large, serviceable lot with municipal water and sewer. This property is ideally suited for investors looking to secure an asset for the future. The home is currently occupied by tenants.The generous lot size presents exciting possibilities down the road, subject to municipal approvals. Whether your long-term vision includes redevelopment, expansion, or simply holding a property in a community where demand continues to grow, this property offers an excellent opportunity to invest in a prime location. Lakefield remains one of the region's most desirable places to own real estate, known for its welcoming small-town atmosphere, vibrant downtown, excellent schools, local shops, restaurants, parks, and easy access to the Trent-Severn Waterway. Just a short drive to Peterborough while surrounded by lakes, trails, and recreational opportunities, it's easy to see why demand for property in the area continues to remain strong.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$271,920
Land Transfer Taxes$3,574
Legal Fees (Est.)
$
Total cash required for closing$73,054

Total Monthly Obligation

$1,925/mo
Mortgage $1,371
Monthly Loss $1,564
Principal$361
Interest$1,010
Property Tax$179
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
6.0%50
Cash-on-Cash
5.5%24
5-Year IRR
20.2%92
10-Year IRR
18.9%
Returns Index
56.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeC
49/ 100
Poor•Caution

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,096/yr
NOI
$20,441/yr
Net Cash Flow
$332/mo
Cash Margin
13.3%41
Cash Flow Index
41.4/ 100
Risk Profile
Weight: 20%
DSCR
1.2449
LTV Ratio
80.0%18
Vacancy Buffer
4.9 mo82
Risk Index
49.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 27 Prospect Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.