69 Talbot Street, Kitchener

$599,900
69 Talbot Street

$599,900

New
23d
Detached2-Storey

69 Talbot Street, Kitchener

Total Monthly Obligation $3,111

Beds
3
Baths
2
Park
2
Sqft
1100-1500
DOM
23d
Score
21
Yield
5.5%
Cash on Cash
-0.6%
Cap Rate
4.4%
5Y IRR
15.1%
10Y IRR
14.2%
Property Type-Detached
MLS® Number-X13843314
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-41.65 × 120 ft
Listed on site-Sep 30, 2026
Style-2-Storey
Building Type-Detached
Age-51-99
Taxes-$3,799 (2025)
Parking-3 - Detached
Basement-Finished, Full, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-REAL BROKER ONTARIO LTD.
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Title-Residential Freehold

No agent assigned

Welcome to 69 Talbot Street, where pride of ownership is evident throughout. Offering 3 bedrooms, 2 full bathrooms, a finished basement, a separate side entrance, and an insulated garage, this move-in-ready home delivers the perfect blend of comfort, functionality, and thoughtful updates. The updated kitchen is the heart of the home, while newer windows and doors provide added comfort, efficiency, and peace of mind.The finished basement offers valuable additional living space, and the separate side entrance adds versatility to suit a variety of lifestyles and future needs. Step outside to your own backyard retreat, complete with a fully fenced yard, beautiful gazebo and plenty of space to relax, entertain, or enjoy warm summer evenings. Whether you're hosting family and friends or unwinding after a long day, this outdoor space is sure to become a favourite. Ideally located close to schools, parks, shopping, restaurants, transit, and everyday amenities, you'll love the convenience of having everything you need just minutes away. Beautifully maintained, thoughtfully updated, and move-in ready

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$479,920
Land Transfer Taxes$8,473
Legal Fees (Est.)
$
Total cash required for closing$129,953

Total Monthly Obligation

$3,111/mo
Mortgage $2,420
Monthly Loss $2,475
Principal$637
Interest$1,783
Property Tax$317
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.6%23
Cash-on-Cash
-5.9%2
5-Year IRR
11.0%42
10-Year IRR
11.4%
Returns Index
22.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,964/yr
NOI
$21,369/yr
Net Cash Flow
-$639/mo
Cash Margin
-23.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7411
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo52
Risk Index
27.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 69 Talbot Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

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Data last updated within the past 24 hours.