108 Haylock Avenue, Centre Wellington

$1,349,000
108 Haylock Avenue

$1,349,000

New
23d
Detached2-Storey

108 Haylock Avenue, Centre Wellington

Total Monthly Obligation $6,366

Beds
5
Baths
4
Park
2
Sqft
2500-3000
DOM
23d
Score
14
Yield
2.8%
Cash on Cash
-11.3%
Cap Rate
2.2%
5Y IRR
6.8%
10Y IRR
7.8%
Property Type-Detached
MLS® Number-X13843734
Beds-5
Bathrooms-4
Size-2500-3000 sqft
Lot Size-42 × 90 ft
Listed on site-Sep 30, 2026
Style-2-Storey
Building Type-Detached
Age-0-5
Taxes-$6,588.78 (2026)
Parking-4 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-Coldwell Banker Neumann Real Estate
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Shingle
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Elora/Salem
Title-Residential Freehold

No agent assigned

108 Haylock Avenue is situated on a premium lot backing onto Harrison Park with no rear or left-side neighbours making it one of South River's ideal lot locations. Built by Granite Homes, this sought-after Roslyn B model offers over 2,555 sq. ft. above grade, plus a recently finished basement. The main floor is finished with European oak hardwood flooring, custom wainscotting, upgraded railings, designer lighting, and an open staircase to the basement. The living room is anchored by a gas fireplace with a stone surround and custom millwork, while oversized windows fill the home with natural light. The kitchen features KitchenAid appliances, built-in appliances, quartz countertops, a full-height backsplash, under-mount sink, walk-in pantry, upgraded hardware, and an oversized island with additional cabinetry and seating. Remote- controlled Roman shades complete the space. Upstairs, you'll find four spacious bedrooms, including a primary suite with a walk-in closet and a beautifully finished ensuite featuring premium tile selections, a glass shower, and a freestanding tub. A dedicated second-floor laundry room adds convenience. The recently finished lower level provides exceptional additional living space, including a large recreation area, a fifth bedroom with walk-in closet, a full bathroom with heated floors, and a custom wet bar complete with Taj Mahal natural stone countertops, sink, bar fridge, and backsplash. Outside, the backyard has been transformed into a private retreat. Enjoy a 14' x 36' deck with illuminated Vista glass railings, a natural gas BBQ line, a self-cleaning seven-person hot tub, and a fully fenced yard featuring an impressive 8-foot privacy fence. Epoxy- coated garage and front porch floors complete the exterior. With direct access to local trails, and extensive upgrades already completed, this move-in-ready home offers major value and the benefits of new construction without the wait!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$1,079,200
Land Transfer Taxes$23,455
Legal Fees (Est.)
$
Total cash required for closing$294,755

Total Monthly Obligation

$6,366/mo
Mortgage $5,441
Monthly Loss $4,934
Principal$1,432
Interest$4,010
Property Tax$549
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.7%11
Cash-on-Cash
-14.4%0
5-Year IRR
4.3%9
10-Year IRR
6.2%
Returns Index
5.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,400/yr
NOI
$23,471/yr
Net Cash Flow
-$3,486/mo
Cash Margin
-108.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.363
LTV Ratio
80.0%18
Vacancy Buffer
1.5 mo24
Risk Index
14.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 108 Haylock Avenue

Time

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