103 Scott Street, Georgian Bluffs

$499,900
103 Scott Street

$499,900

New
23d
Detached2-Storey

103 Scott Street, Georgian Bluffs

Total Monthly Obligation $2,603

HausQ Valuation Report
Beds
3
Baths
2
Park
4
Sqft
1500-2000
DOM
23d
Score
27
Yield
6.7%
Cash on Cash
5.1%
Cap Rate
5.7%
5Y IRR
19.7%
10Y IRR
18.0%
Property Type-Detached
MLS® Number-X13844896
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-150 × 130 ft
Listed on site-Sep 30, 2026
Style-2-Storey
Building Type-Detached
Taxes-$2,544 (2025)
Parking-5 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-Royal LePage RCR Realty
Cooling-None
Laundry-No
Fireplace-Living Room, Natural Gas
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Stone
Sewer-Septic
Possession-TBA
Neighbourhood-Georgian Bluffs
Title-Residential Freehold

No agent assigned

Charming two storey brick home situated on a spacious 150' x 130' corner lot in the village of Oxenden. This character filled property offers 3 bedrooms, 1.5 bathrooms, clawfoot tub, high ceilings, a newer kitchen island, gas stove, natural gas heating and a cozy gas fireplace in the living room. From the dining room, the large deck provides an excellent outdoor space overlooking the expansive lot. With its generous lot, solid brick construction and convenient location, this home offers plenty of potential for those looking to make it their own. Property is on municipal water, newer septic system and newer main roof that has a transferable warranty. This is a great opportunity to enjoy quaint village living while remaining close to the amenities of Wiarton and only a short drive to Owen Sound.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$399,920
Land Transfer Taxes$6,473
Legal Fees (Est.)
$
Total cash required for closing$107,953

Total Monthly Obligation

$2,603/mo
Mortgage $2,016
Monthly Loss $2,073
Principal$531
Interest$1,486
Property Tax$212
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.6%33
Cash-on-Cash
-1.0%6
5-Year IRR
14.9%70
10-Year IRR
14.5%
Returns Index
37.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
27/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,480/yr
NOI
$23,088/yr
Net Cash Flow
-$92/mo
Cash Margin
-3.3%3
Cash Flow Index
2.5/ 100
Risk Profile
Weight: 20%
DSCR
0.9523
LTV Ratio
80.0%18
Vacancy Buffer
3.6 mo63
Risk Index
34.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 103 Scott Street

Time

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