65 Holmes Avenue, Hamilton

$635,000
65 Holmes Avenue

$635,000

New
23d
Detached2-Storey

65 Holmes Avenue, Hamilton

Total Monthly Obligation $3,376

Beds
6
Baths
2
Park
1
Sqft
1100-1500
DOM
23d
Score
22
Yield
6.0%
Cash on Cash
0.8%
Cap Rate
4.7%
5Y IRR
16.2%
10Y IRR
15.1%
Property Type-Detached
MLS® Number-X13844916
Beds-6
Bathrooms-2
Size-1100-1500 sqft
Lot Size-25 × 100 ft
Listed on site-Sep 30, 2026
Style-2-Storey
Building Type-Detached
Taxes-$5,279.02 (2026)
Parking-1 - None
Basement-Walk-Out, Separate Entrance, Finished
Heating-Forced Air (Gas)
Brokerage-IQI GLOBAL REAL ESTATE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Other
Roof-Shingles
Foundation-Other
Sewer-Sewer
Possession-Immediate
Neighbourhood-Ainslie Wood
Title-Residential Freehold

No agent assigned

This is a stunning home, meticulously finished from top to bottom. Live-in ready for a lovely family, or great layout for young professionals, or it can be a key investment. A well-kept 4+2 bedroom home in the Ainslee Wood Neighbourhood suitable for a single family or excellent investment opportunity. Modern upgrades with pot lights in the living room combined with dining room. Upgraded kitchen (fridge, stove, microwave/range 2022) leads out to a spacious backyard with a garden shed for extra storage. The main floor features one bedroom ,upper level boasts 3 large bright bedrooms and 4 piece bathroom. Finished basement has pot lights with two additional bedrooms, 3 piece bathroom, laundry room (washer/dryer 2023) and convenient walk-out to the backyard. Short walk to McMaster University & McMaster Children's Hospital. Close to amenities including city public transit, Go Transit, grocery stores, restaurants, coffee shops, elementary & high schools, public library & bike trails/lanes. Take advantage of this unique opportunity to make this your home or superb investment.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$508,000
Land Transfer Taxes$9,175
Legal Fees (Est.)
$
Total cash required for closing$137,675

Total Monthly Obligation

$3,376/mo
Mortgage $2,561
Monthly Loss $2,702
Principal$674
Interest$1,887
Property Tax$440
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.9%25
Cash-on-Cash
-4.6%3
5-Year IRR
12.1%50
10-Year IRR
12.2%
Returns Index
26.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,052/yr
NOI
$24,468/yr
Net Cash Flow
-$522/mo
Cash Margin
-16.5%0
Cash Flow Index
0.2/ 100
Risk Profile
Weight: 20%
DSCR
0.8014
LTV Ratio
80.0%18
Vacancy Buffer
2.8 mo47
Risk Index
26.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 65 Holmes Avenue

Time

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