10 Symphony Court, Central Elgin

$699,999
10 Symphony Court

$699,999

New
23d
DetachedBungalow-Raised

10 Symphony Court, Central Elgin

Total Monthly Obligation $3,566

Beds
3
Baths
2
Park
2
Sqft
1100-1500
DOM
23d
Score
18
Yield
4.7%
Cash on Cash
-4.0%
Cap Rate
3.7%
5Y IRR
12.4%
10Y IRR
12.1%
Property Type-Detached
MLS® Number-X13845226
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-58.85 × 112.96 ft
Listed on site-Sep 30, 2026
Style-Bungalow-Raised
Building Type-Detached
Age-16-30
Taxes-$4,411 (2025)
Parking-3 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-BLUE FOREST REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Lynhurst
Title-Residential Freehold

No agent assigned

Welcome to 10 Symphony Court, a truly exceptional property where beauty, comfort, and versatility come together. From the moment you arrive, the impressive street presence and unusually wide frontage immediately set this home apart. The spectacular curb appeal is enhanced by breathtaking gardens, thoughtfully designed and meticulously maintained to create a colourful private oasis.Surrounded by lush landscaping, vibrant blooms, and mature plantings, the outdoor spaces offer a peaceful retreat to enjoy morning coffee, summer gatherings, or simply the beauty of your own backyard sanctuary. Every season brings something new to admire. Inside the home continues to impress with spacious, welcoming living areas designed for both everyday comfort and entertaining. Pride of ownership is evident throughout, with a thoughtful balance of elegance and functionality. A standout feature is the incredible granny suite, offering exceptional flexibility for extended family, multi-generational living, guests, or potential income. At its heart is a remarkably large kitchen featuring abundant cabinetry, expansive counter space, and plenty of room for family and friends to gather.This unique property offers impressive extra-wide street frontage, spectacular gardens, outstanding curb appeal, a beautifully maintained home, and an exceptional granny suite with private living space. Move-in ready and located in a sought-after hamlet of Lynhurst outside of St. Thomas, it provides incredible flexibility for today's lifestyle. 10 Symphony Drive is more than a home - it's a lifestyle. With beautiful surroundings, generous living spaces, and incredible versatility, this distinctive property offers a rare opportunity to enjoy comfort, character, and timeless appeal both inside and out.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$559,999
Land Transfer Taxes$10,475
Legal Fees (Est.)
$
Total cash required for closing$151,975

Total Monthly Obligation

$3,566/mo
Mortgage $2,824
Monthly Loss $2,823
Principal$743
Interest$2,081
Property Tax$368
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.7%1
5-Year IRR
8.8%27
10-Year IRR
9.6%
Returns Index
15.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,976/yr
NOI
$20,767/yr
Net Cash Flow
-$1,093/mo
Cash Margin
-39.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.617
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo44
Risk Index
23.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 10 Symphony Court

Time

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Data last updated within the past 24 hours.