514 Clayton Avenue, Peterborough

$830,900
514 Clayton Avenue

$830,900

New
23d
Detached2-Storey

514 Clayton Avenue, Peterborough

Total Monthly Obligation $3,840

HausQ Valuation Report
Beds
4
Baths
4
Park
2
Sqft
2500-3000
DOM
23d
Score
21
Yield
4.9%
Cash on Cash
-0.8%
Cap Rate
4.4%
5Y IRR
15.0%
10Y IRR
14.1%
Property Type-Detached
MLS® Number-X13846716
Beds-4
Bathrooms-4
Size-2500-3000 sqft
Lot Size-36 × 108 ft
Listed on site-Sep 30, 2026
Style-2-Storey
Building Type-Detached
Age-New
Taxes-$1,362.25 (2025)
Parking-2 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-HOMEWISE REAL ESTATE
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Monaghan Ward 2
Title-Residential Freehold

No agent assigned

The best deal in Peterborough! This stunning model was built by Picture Homes, a company with roots in Peterborough for over 18 years. This 4 bedroom, double car garage home is a show stopper with over $50,000 of upgrades designed for any lifestyle. You will be impressed by the large windows pouring in natural light to your incredible country style kitchen with quartz countertops and ample storage space. This open concept layout comes with 9 foot ceilings, hardwood floors and a beautiful oak staircase leading to your spacious 2nd floor. Upstairs you have a large primary suite with ample windows, a walk in closet and a large bathroom with a separate tub and glass shower. Enjoy 3 more large bedrooms, a jack and jill bathroom with a double sink vanity and a 3rd upstairs bath as well, functional for any family. Don't forget the convenient 2nd floor laundry! The basement is left your your imagination, with a great amount of space for any function. Discover Peterborough a growing city with small-town charm, rich heritage, and beautiful parks. Nestled on the Trent Waterway and surrounded by 134+ lakes and rivers, it's just 40 minutes to Oshawa and an hour to the GTA. Enjoy great schools, strong job opportunities, top healthcare, and two excellent post-secondary institutions.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$664,720
Land Transfer Taxes$13,093
Legal Fees (Est.)
$
Total cash required for closing$180,773

Total Monthly Obligation

$3,840/mo
Mortgage $3,352
Monthly Loss $2,958
Principal$882
Interest$2,470
Property Tax$114
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.7%24
Cash-on-Cash
-5.2%2
5-Year IRR
11.4%46
10-Year IRR
11.6%
Returns Index
23.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$40,800/yr
NOI
$30,858/yr
Net Cash Flow
-$780/mo
Cash Margin
-22.9%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7713
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo40
Risk Index
23.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 514 Clayton Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.