4125 Masterson Circle, London South

$950,000
4125 Masterson Circle

$950,000

Price Change
22d
Detached2-Storey

4125 Masterson Circle, London South

Total Monthly Obligation $4,900

Beds
4
Baths
4
Park
2
Sqft
2000-2500
DOM
22d
Score
16
Yield
4.3%
Cash on Cash
-6.7%
Cap Rate
3.2%
5Y IRR
10.3%
10Y IRR
10.5%
Property Type-Detached
MLS® Number-X13846974
Beds-4
Bathrooms-4
Size-2000-2500 sqft
Lot Size-52.35 × 148.28 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$8,315 (2025)
Parking-4 - Attached
Basement-Finished, Partially Finished, Walk-Up
Heating-Forced Air (Gas)
Brokerage-SUTTON GROUP - SELECT REALTY
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-West
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-flexible
Neighbourhood-South V
Title-Residential Freehold

No agent assigned

Step into Apple Gate, one of Lambeth's most desirable executive neighbourhoods - a place where neighbours know each other, kids play freely, and the local hockey arena brings the community together. With no major through-streets, this enclave offers the safety, privacy, and small-town comfort that make Lambeth so beloved, all while being minutes from the amenities of London.The community is anchored by its local arena and community centre, featuring soccer fields, gathering spaces, and a public library - everything you need for recreation, learning, and connection right in your own neighbourhood.This beautifully maintained home features 4 spacious bedrooms, a main-floor den, 4 bathrooms, and a finished rec room, giving families plenty of room to live, work, and relax. The large, mature lot provides shade, privacy, and a peaceful outdoor setting rarely found in newer developments. A double car garage and a convenient staircase leading directly from the garage to the basement add exceptional functionality and flexibility for busy households.The current owner has invested over $14,000 in upgrades in just the last year, ensuring comfort and efficiency for years to come. Recent improvements include upgraded attic insulation, a new gas stove, a new washer and dryer, and fresh paint in the basement and several bedrooms.This is a home that feels cared for, in a neighbourhood that feels like home - the perfect blend of executive living, community warmth, and everyday convenience.

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$
%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$760,000
Land Transfer Taxes$15,475
Legal Fees (Est.)
$
Total cash required for closing$206,975

Total Monthly Obligation

$4,900/mo
Mortgage $3,832
Monthly Loss $3,892
Principal$1,008
Interest$2,824
Property Tax$693
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.7%1
5-Year IRR
7.2%19
10-Year IRR
8.4%
Returns Index
10.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$40,992/yr
NOI
$24,078/yr
Net Cash Flow
-$1,826/mo
Cash Margin
-53.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo31
Risk Index
18.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4125 Masterson Circle

Time

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Data last updated within the past 24 hours.