263 Silver Maple Circle, Thames Centre

$974,900
263 Silver Maple Circle

$974,900

New
22d
DetachedBungalow

263 Silver Maple Circle, Thames Centre

Total Monthly Obligation $4,307

Beds
3
Baths
3
Park
2
Sqft
2000-2500
DOM
22d
Score
18
Yield
3.7%
Cash on Cash
-5.2%
Cap Rate
3.5%
5Y IRR
11.5%
10Y IRR
11.4%
Property Type-Detached
MLS® Number-X13846988
Beds-3
Bathrooms-3
Size-2000-2500 sqft
Lot Size-78 × 115 ft
Listed on site-Oct 1, 2026
Style-Bungalow
Building Type-Detached
Parking-4 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-SUTTON GROUP - SELECT REALTY
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-North
Exterior-Stone, Vinyl Siding
Roof-Metal
Foundation-Concrete
Sewer-Sewer
Possession-To be built
Neighbourhood-Rural Thames Centre
Title-Residential Freehold

No agent assigned

TO BE BUILT - Welcome to The Ivy by Lux Homes Design & Build in Rosewood, offering small-town living within easy reach of London. This thoughtfully designed bungalow features three bedrooms, a front den and an open-concept kitchen, dinette and great room. A centre island and pantry bring function to the kitchen, while an electric fireplace adds warmth to the great room. Rear-yard access from the dinette makes outdoor entertaining easy, with a covered rear porch available as an optional upgrade. The primary suite is set apart from the other bedrooms and includes a walk-in closet and an ensuite with a separate tub and shower. Two additional bedrooms, a shared bathroom, a powder room and main-floor laundry create a practical layout. The front den is ideal for a home office or sitting room, and an attached two-car garage adds convenience. Make it your own by choosing cabinetry, countertops, flooring and colours from the builder's selections, with upgrades available to further personalize the home. Standard features include 9-foot main-floor ceilings, hardwood in main living areas, quartz countertops, central air, HRV and 200-amp service. A paver driveway, sodded lot and Tarion warranty coverage are included. The unfinished basement offers room to grow, with a rough-in for a future bathroom. Enjoy Thorndale's community atmosphere, with schools, parks and recreational amenities nearby. Other home designs and lot options may be available. Images are artist's renderings with illustrative surroundings and may show upgrades. The covered rear porch is optional. Final details and pricing reflect the selected plan, finishes and upgrades. Purchase price reflects the 13% HST New Housing Rebate, subject to buyer qualification and assignment to the Seller.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$779,920
Land Transfer Taxes$15,973
Legal Fees (Est.)
$
Total cash required for closing$212,453

Total Monthly Obligation

$4,307/mo
Mortgage $3,932
Monthly Loss $3,273
Principal$1,035
Interest$2,898
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%18
Cash-on-Cash
-9.0%1
5-Year IRR
8.4%25
10-Year IRR
9.2%
Returns Index
14.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,420/yr
NOI
$28,278/yr
Net Cash Flow
-$1,576/mo
Cash Margin
-51.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.607
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo35
Risk Index
20.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 263 Silver Maple Circle

Time

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