525 Whites Road, Quinte West

$539,500
525 Whites Road

$539,500

New
23d
DetachedSidesplit

525 Whites Road, Quinte West

Total Monthly Obligation $2,833

HausQ Valuation Report
Beds
3
Baths
2
Park
2
Sqft
1100-1500
DOM
23d
Score
21
Yield
5.5%
Cash on Cash
-0.6%
Cap Rate
4.5%
5Y IRR
15.1%
10Y IRR
14.3%
Property Type-Detached
MLS® Number-X13847100
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-80 × 189 ft
Listed on site-Sep 30, 2026
Style-Sidesplit
Building Type-Detached
Age-31-50
Taxes-$3,384.52 (2026)
Parking-3 - Attached
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX FINEST REALTY INC., BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-Above Ground, Outdoor
Facing-West
Exterior-Brick
Roof-Shingles
Foundation-Block
Sewer-Septic
Possession-Flexible
Neighbourhood-Trenton Ward
Title-Residential Freehold

No agent assigned

Peaceful Country Living with a Private Pool. Welcome to 525 Whites Rd, a beautifully maintained3-bedroom, 2-bathroom mid-split offering the perfect blend of countryside charm and family-functional design. Ideal for a growing family, the mid-split layout provides an airy, efficient transition for easy living. Step outside into your personal backyard paradise, featuring an inviting pool and a spacious yard! Perfect for summer hosting, kids playing, or quiet evenings. Pride of ownership is evident in every corner, complete with numerous updates and mechanical peace of mind (roof approx. 10 years old). Situated in a prime Quinte West location, you enjoy the tranquility of country living while remaining just minutes from local schools, amenities, and main commuter routes. A true turnkey property ready for your family's next chapter!

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$431,600
Land Transfer Taxes$7,265
Legal Fees (Est.)
$
Total cash required for closing$116,665

Total Monthly Obligation

$2,833/mo
Mortgage $2,176
Monthly Loss $2,261
Principal$573
Interest$1,604
Property Tax$282
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.1%2
5-Year IRR
10.8%41
10-Year IRR
11.2%
Returns Index
21.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,856/yr
NOI
$18,986/yr
Net Cash Flow
-$594/mo
Cash Margin
-23.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7311
LTV Ratio
80.0%18
Vacancy Buffer
3.4 mo58
Risk Index
28.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 525 Whites Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.