25 Berkhout Terrace, Pelham

$1,165,000
25 Berkhout Terrace

$1,165,000

New
22d
DetachedBungalow-Raised

25 Berkhout Terrace, Pelham

Total Monthly Obligation $5,617

Beds
4
Baths
2
Park
4
Sqft
2000-2500
DOM
22d
Score
15
Yield
2.9%
Cash on Cash
-11.3%
Cap Rate
2.2%
5Y IRR
6.7%
10Y IRR
7.7%
Property Type-Detached
MLS® Number-X13847166
Beds-4
Bathrooms-2
Size-2000-2500 sqft
Lot Size-47.5 × 324.27 ft
Listed on site-Oct 1, 2026
Style-Bungalow-Raised
Building Type-Detached
Taxes-$6,510 (2026)
Parking-6 - Attached
Basement-Finished with Walk-Out
Heating-Forced Air (Gas)
Brokerage-RE/MAX NIAGARA REALTY LTD, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Wood
Pool-Inground, Outdoor
Facing-West
Exterior-Board & Batten , Brick
Roof-Metal
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-662 - Fonthill
Title-Residential Freehold

No agent assigned

Tucked into the trees at the end of a quiet cul-de-sac, this one-of-a-kind home feels more like a private retreat than a city property. Set on a deep lot backing onto a spectacular wooded ravine, it offers exceptional privacy and outdoor living designed to embrace its incredible setting. The backyard is an entertainer's dream with a heated in-ground pool, covered hot tub, stone patio, European-inspired courtyard and multiple decks-including a dramatic covered upper deck surrounded by the treetops. Distinctive exterior details include Maibec wood siding, reclaimed brick, custom timber trusses, a metal roof with a lifetime warranty and a restored circa-1880 Victorian oversized front door. Inside, the custom kitchen features Elmwood cabinetry, quartz counters, generous storage and new GE Café appliances. Bright living and dining spaces open to the rear decks and forest beyond. Three main-floor bedrooms include a spacious primary with direct access to the main bath. Downstairs, a large rec room with wood-burning fireplace opens onto to the private rear patio. An additional bedroom, bathroom, laundry and mudroom complete the level. Thoughtfully maintained and improved, including updated electrical with 200 amp service, the home has also undergone a recent comprehensive home inspection, offering added confidence to its next owners. Private, architectural and completely unexpected-a home where mornings overlook the forest, summer afternoons are spent poolside and evenings feel like an escape to the cottage, without ever leaving home.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$932,000
Land Transfer Taxes$19,775
Legal Fees (Est.)
$
Total cash required for closing$254,275

Total Monthly Obligation

$5,617/mo
Mortgage $4,699
Monthly Loss $4,380
Principal$1,237
Interest$3,463
Property Tax$543
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.7%10
Cash-on-Cash
-14.7%0
5-Year IRR
4.1%9
10-Year IRR
6.1%
Returns Index
5.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,104/yr
NOI
$19,684/yr
Net Cash Flow
-$3,059/mo
Cash Margin
-107.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.353
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo27
Risk Index
15.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 25 Berkhout Terrace

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.