1125 County Rd 1 E, Stone Mills

$639,900
1125 County Rd 1 E

$639,900

New
22d
Detached1 1/2 Storey

1125 County Rd 1 E, Stone Mills

Total Monthly Obligation $3,222

Beds
4
Baths
2
Park
6
Sqft
1100-1500
DOM
22d
Score
22
Yield
5.5%
Cash on Cash
0.2%
Cap Rate
4.6%
5Y IRR
15.7%
10Y IRR
14.8%
Property Type-Detached
MLS® Number-X13847580
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-222.7 × 671 ft
Listed on site-Oct 1, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$3,193 (2025)
Parking-8 - Detached
Basement-Partial Basement
Heating-Forced Air (Gas)
Brokerage-EXIT REALTY ACCELERATION REAL ESTATE, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Wood Stove
Pool-None
Facing-North
Exterior-Brick, Stucco (Plaster)
Roof-Shingles
Foundation-Block, Stone
Sewer-Septic
Possession-TBD
Neighbourhood-63 - Stone Mills
Title-Residential Freehold

No agent assigned

Set on a scenic 3.6-acre parcel just 5 minutes east of Napanee with quick access to Highway 401, this beautifully maintained 4-bedroom, 2-bathroom storey-and-a-half home offers an ideal balance of peaceful country living and everyday convenience. Backing onto the Napanee River, the property provides a private, tranquil setting perfect for those seeking space without sacrificing proximity to town. This well-cared-for home has seen numerous updates, including all windows replaced since 2016, a new gas furnace installed in 2024, and central air for year-round comfort. A bright and welcoming sunroom serves as the main entrance, offering a versatile space that functions equally well as a mudroom. From there, step into the inviting living room where you can unwind while taking in views of the outdoor riding ring. The main floor also features a functional kitchen and dining area, convenient main floor laundry, and a 2-piece bathroom, with 4 bedrooms and a 3 piece bath on the second floor. A 53 ft drilled well provides a dependable water supply, and the tile bed was replaced in 2009. Western enthusiasts will appreciate the exceptional facilities including a 32' x 48' four-stall horse barn with a full mow above, along with an attached 60' x 80' indoor riding arena - ideal for year-round use. Completing the setup is an 85' x 200' outdoor riding ring, perfectly suited for both Western and English riding.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$511,920
Land Transfer Taxes$9,273
Legal Fees (Est.)
$
Total cash required for closing$138,753

Total Monthly Obligation

$3,222/mo
Mortgage $2,581
Monthly Loss $2,543
Principal$679
Interest$1,902
Property Tax$266
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-4.9%2
5-Year IRR
11.7%48
10-Year IRR
11.9%
Returns Index
25.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,400/yr
NOI
$24,167/yr
Net Cash Flow
-$567/mo
Cash Margin
-19.2%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7813
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo49
Risk Index
26.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1125 County Rd 1 E

Time

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Data last updated within the past 24 hours.