83 Durham Street, Guelph

$1,075,000
83 Durham Street

$1,075,000

New
22d
Detached2 1/2 Storey

83 Durham Street, Guelph

Total Monthly Obligation $5,237

Beds
4
Baths
1
Park
3
Sqft
1500-2000
DOM
22d
Score
16
Yield
3.9%
Cash on Cash
-7.0%
Cap Rate
3.1%
5Y IRR
10.0%
10Y IRR
10.3%
Property Type-Detached
MLS® Number-X13847806
Beds-4
Bathrooms-1
Size-1500-2000 sqft
Lot Size-37 × 107.25 ft
Listed on site-Oct 1, 2026
Style-2 1/2 Storey
Building Type-Detached
Taxes-$6,304 (2026)
Parking-4 - Detached
Basement-Full, Walk-Up
Heating-Radiant (Gas)
Brokerage-Coldwell Banker Neumann Real Estate
Cooling-Central Air, Wall Unit(s)
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Stone
Sewer-Sewer
Possession-Flexible
Neighbourhood-Downtown
Title-Residential Freehold

No agent assigned

Timeless character meets effortless downtown living at 83 Durham Street. Set among the beautiful homes of one of Guelph's most established central neighbourhoods, this impressive three-level residence offers a rare combination of heritage appeal, thoughtful updates and inviting spaces.From the moment you step inside, the scale and personality of the home are immediately apparent. Large windows brighten the interiors, while period details add a sense of history and distinction. The custom kitchen is designed with serious cooking and entertaining in mind, featuring high-end appliances, excellent storage and heated flooring.The main living room is anchored by a gas fireplace, while the finished upper loft offers another fireplace and tremendous flexibility for movie nights, working from home, guests or simply having a space of your own.The outdoor setting is equally impressive. Mature plantings, established gardens and carefully planned landscaping surround the home, creating a peaceful setting rarely found this close to the city centre. A detached garage provides valuable additional storage and parking.Best of all, everyday conveniences are right outside your door. Walk to downtown restaurants, coffee shops, shopping, green spaces, schools and local trails, while enjoying the character and privacy of this beautiful residential pocket. 83 Durham Street is a distinctive Guelph property with the space, setting and personality to make it truly memorable.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$860,000
Land Transfer Taxes$17,975
Legal Fees (Est.)
$
Total cash required for closing$234,475

Total Monthly Obligation

$5,237/mo
Mortgage $4,336
Monthly Loss $4,096
Principal$1,141
Interest$3,195
Property Tax$525
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.8%1
5-Year IRR
7.1%19
10-Year IRR
8.3%
Returns Index
10.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$42,120/yr
NOI
$27,104/yr
Net Cash Flow
-$2,078/mo
Cash Margin
-59.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
1.8 mo28
Risk Index
17.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 83 Durham Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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