104(Lot 55) Creighton Drive, Loyalist

$589,900
104(Lot 55) Creighton Drive

$589,900

New
22d
DetachedBungalow

104(Lot 55) Creighton Drive, Loyalist

Total Monthly Obligation $2,754

Beds
2
Baths
2
Park
2
Sqft
1100-1500
DOM
22d
Score
22
Yield
4.9%
Cash on Cash
-0.5%
Cap Rate
4.5%
5Y IRR
15.2%
10Y IRR
14.3%
Property Type-Detached
MLS® Number-X13848104
Beds-2
Bathrooms-2
Size-1100-1500 sqft
Lot Size-40 × 114 ft
Listed on site-Oct 1, 2026
Style-Bungalow
Building Type-Detached
Parking-3.5 - Attached
Basement-Separate Entrance, Unfinished
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 HERITAGE GROUP LTD., BROKERAGE
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Stone, Other
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-64 - Lennox and Addington - South
Title-Residential Freehold

No agent assigned

Discover the Oasis Model by Golden Falcon Homes, a beautifully designed 2-bedroom, 2-bathroom bungalow offering 1,367 sq. ft. of stylish, functional living in the growing Golden Haven community. The bright, open-concept layout features a spacious family room flowing seamlessly into the custom-designed kitchen with granite countertops and plenty of space for cooking, entertaining and gathering. The primary suite offers a walk-in closet and private ensuite, while a second bedroom, full bath and convenient main-floor laundry complete the thoughtfully designed layout. Purchasers receive an incredible $35,000 in FREE upgrades, including a separate side entrance to the basement, granite kitchen countertops, paved driveway and sod, plus a voucher for five appliances. Even better, HST has been removed from the purchase price, creating significant additional savings and exceptional value for a brand-new home. The basement provides excellent flexibility, with options available to finish the space to suit your family's needs. Stone accents, a contemporary exterior, covered porch and attached garage complete the package. Ideally located minutes from schools, parks, Kingston and Hwy 401.More space. More value. More possibilities. Welcome to Golden Haven. This home is to be built. Finished basement not included in price. Floor plan provided for reference. Photos are of the builder's model/similar previously built home and are for illustration purposes only. Finishes, features, colours, elevations and floor plans may vary. MODEL HOME OPEN HOUSES: 60 Dusenbury Dr.Friday 11-2 | Saturday & Sunday 12-4, or by private appointment.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$471,920
Land Transfer Taxes$8,273
Legal Fees (Est.)
$
Total cash required for closing$127,753

Total Monthly Obligation

$2,754/mo
Mortgage $2,379
Monthly Loss $2,128
Principal$626
Interest$1,753
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.6%23
Cash-on-Cash
-5.6%2
5-Year IRR
11.1%43
10-Year IRR
11.4%
Returns Index
22.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,800/yr
NOI
$21,420/yr
Net Cash Flow
-$594/mo
Cash Margin
-24.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7512
LTV Ratio
80.0%18
Vacancy Buffer
3.5 mo59
Risk Index
29.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 104(Lot 55) Creighton Drive

Time

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