10 Ridgeview Avenue, St. Catharines

$505,000
10 Ridgeview Avenue

$505,000

New
22d
DetachedBungalow

10 Ridgeview Avenue, St. Catharines

Total Monthly Obligation $2,720

Beds
4
Baths
1
Park
6
Sqft
700-1100
DOM
22d
Score
23
Yield
6.1%
Cash on Cash
1.5%
Cap Rate
4.9%
5Y IRR
16.8%
10Y IRR
15.6%
Property Type-Detached
MLS® Number-X13848144
Beds-4
Bathrooms-1
Size-700-1100 sqft
Lot Size-60 × 100 ft
Listed on site-Oct 1, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$3,691 (2026)
Parking-6 - None
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE NRC REALTY
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-444 - Carlton/Bunting
Title-Residential Freehold

No agent assigned

Welcome to 10 Ridgeview Avenue, a home with room to grow, space to personalize, and a location that's hard to beat. Situated in a family-friendly St. Catharines neighbourhood, you'll enjoy easy access to schools, parks, the Welland Canal, and everyday amenities just minutes away. Inside, the bright living room is filled with natural light from a large front window, creating a warm and inviting space to gather. The eat-in kitchen offers ample cabinetry, generous dining space, and direct access to the back deck, making it easy to enjoy outdoor meals or a quiet morning coffee overlooking the backyard. The main floor features three comfortable bedrooms, a 4-piece bathroom, and the added convenience of main floor laundry. Downstairs, brand new carpeting has refreshed the lower level, where you'll find a rec room, storage area, and a versatile bonus room that could function as a fourth bedroom, home office, hobby space, or whatever best suits your lifestyle. Outside, the property continues to impress with a welcoming front porch, covered back deck, storage shed, and a spacious backyard with plenty of room for children, pets, entertaining, or future landscaping projects. With a functional layout, flexible living spaces, and plenty of opportunity to make it your own over time, this home is ready for its next owners to settle in and enjoy all it has to offer. Whether you're a first-time buyer, a growing family, or simply looking for you next spot to call home, 10 Ridgeview Avenue is ready to welcome its next chapter.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$404,000
Land Transfer Taxes$6,575
Legal Fees (Est.)
$
Total cash required for closing$109,075

Total Monthly Obligation

$2,720/mo
Mortgage $2,037
Monthly Loss $2,184
Principal$536
Interest$1,501
Property Tax$308
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.9%26
Cash-on-Cash
-4.4%3
5-Year IRR
12.2%52
10-Year IRR
12.4%
Returns Index
26.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,948/yr
NOI
$19,662/yr
Net Cash Flow
-$399/mo
Cash Margin
-15.5%0
Cash Flow Index
0.2/ 100
Risk Profile
Weight: 20%
DSCR
0.8014
LTV Ratio
80.0%18
Vacancy Buffer
3.5 mo60
Risk Index
30.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 10 Ridgeview Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.