42(Lot 20) Dusenbury Drive, Loyalist

$710,900
42(Lot 20) Dusenbury Drive

$710,900

New
22d
Detached2-Storey

42(Lot 20) Dusenbury Drive, Loyalist

Total Monthly Obligation $3,243

Beds
4
Baths
3
Park
4
Sqft
2500-3000
DOM
22d
Score
23
Yield
5.3%
Cash on Cash
1.5%
Cap Rate
4.9%
5Y IRR
16.8%
10Y IRR
15.6%
Property Type-Detached
MLS® Number-X13848146
Beds-4
Bathrooms-3
Size-2500-3000 sqft
Lot Size-40 × 120 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Detached
Age-New
Parking-6 - Attached
Basement-Full, Unfinished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 HERITAGE GROUP LTD., BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-56 - Odessa
Title-Residential Freehold

No agent assigned

Welcome to the Legacy Model - Elevation A in Golden Haven, a spacious 4-bedroom, 3.5-bathroom home offering exceptional space, flexibility and value. Designed for modern family living, the main floor features a generous family room flowing into the contemporary kitchen and breakfast area, plus separate living and dining spaces. The kitchen includes granite countertops and plenty of room for gathering and entertaining. Upstairs, the spacious primary suite offers a walk-in closet and private ensuite, while three additional bedrooms provide plenty of space for family, guests or a home office. The unfinished basement offers incredible future potential, including the option to create a secondary dwelling unit for extended family or potential rental income. A separate side entrance is included. Purchasers receive $35,000 in FREE upgrades, including the basement side entrance, granite kitchen countertops and an appliance voucher. Even better, HST has been removed from the purchase price, providing significant additional savings and making these new builds an exceptional value. Minutes from schools, parks, Kingston and Hwy 401. More space. More possibilities. More value. Welcome to Golden Haven. Home to be built. Floor plan for reference. Photos are of the builder's model/similar previously built home and are for illustration only. Finishes, features, colours, elevations and floor plans may vary. Open Houses: 60 Dusenbury Dr. Fri 11-2 | Sat & Sun 12-4, or by private appointment.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$568,720
Land Transfer Taxes$10,693
Legal Fees (Est.)
$
Total cash required for closing$154,373

Total Monthly Obligation

$3,243/mo
Mortgage $2,868
Monthly Loss $2,488
Principal$755
Interest$2,113
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.1%28
Cash-on-Cash
-3.4%3
5-Year IRR
12.9%57
10-Year IRR
12.8%
Returns Index
29.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,500/yr
NOI
$29,250/yr
Net Cash Flow
-$430/mo
Cash Margin
-13.8%0
Cash Flow Index
0.3/ 100
Risk Profile
Weight: 20%
DSCR
0.8517
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo49
Risk Index
28.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 42(Lot 20) Dusenbury Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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