132 East House Crescent, Cobourg

$799,900
132 East House Crescent

$799,900

New
22d
Detached2-Storey

132 East House Crescent, Cobourg

Total Monthly Obligation $4,089

Beds
4
Baths
4
Park
2
Sqft
1500-2000
DOM
22d
Score
16
Yield
4.0%
Cash on Cash
-7.7%
Cap Rate
2.9%
5Y IRR
9.6%
10Y IRR
9.9%
Property Type-Detached
MLS® Number-X13848164
Beds-4
Bathrooms-4
Size-1500-2000 sqft
Lot Size-50.03 × 125.44 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Detached
Taxes-$5,846 (2025)
Parking-4 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-Strive Realty Ltd.
Cooling-Central Air
Laundry-No
Fireplace-Living Room
Pool-None
Facing-East
Exterior-Brick Front
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Cobourg
Title-Residential Freehold

No agent assigned

Welcome to this beautifully maintained 3+1 bedroom, 4-bathroom detached two-storey home in one of Cobourg's most desirable locations! Offering a double car garage and finished from top to bottom, this inviting home combines comfort, functionality and pride of ownership in every detail. Step inside to discover a warm and welcoming layout featuring an eat-in kitchen with granite countertops, perfect for casual family meals and everyday living. The formal dining room provides an ideal setting for hosting family gatherings, holiday dinners and memorable celebrations. Upstairs, the spacious primary bedroom offers a relaxing retreat complete with an updated 4-piece ensuite. Two additional bedrooms provide plenty of room for family, guests or a home office. The fully finished basement extends your living space with a comfortable recreation area, an additional bedroom and a convenient 2-piece bathroom - perfect for guests, teenagers or extended family. Step outside into a private backyard that truly showcases pride of ownership. Beautiful gardens, meticulously maintained grass edging and a spacious back deck stretching across the rear of the home create the perfect setting for summer entertaining, outdoor dining or simply relaxing in your own backyard oasis. Located in a fantastic Cobourg neighbourhood, you're just minutes from beautiful parks, Lake Ontario, the downtown core, local amenities and major highways, offering the perfect balance of small-town charm and everyday convenience.

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$639,920
Land Transfer Taxes$12,473
Legal Fees (Est.)
$
Total cash required for closing$173,953

Total Monthly Obligation

$4,089/mo
Mortgage $3,227
Monthly Loss $3,240
Principal$849
Interest$2,378
Property Tax$487
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.3%13
Cash-on-Cash
-11.9%0
5-Year IRR
6.3%15
10-Year IRR
7.7%
Returns Index
9.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,800/yr
NOI
$18,274/yr
Net Cash Flow
-$1,704/mo
Cash Margin
-64.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.474
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo38
Risk Index
20.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 132 East House Crescent

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.