461 Murray Street, Peterborough

$549,000
461 Murray Street

$549,000

New
22d
Detached2-Storey

461 Murray Street, Peterborough

Total Monthly Obligation $2,884

Beds
3
Baths
2
Park
2
Sqft
1500-2000
DOM
22d
Score
22
Yield
5.8%
Cash on Cash
0.5%
Cap Rate
4.7%
5Y IRR
15.9%
10Y IRR
14.9%
Property Type-Detached
MLS® Number-X13848304
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-26 × 89.1 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Detached
Taxes-$3,538 (2025)
Parking-2 - None
Basement-Unfinished, Half
Heating-Forced Air (Gas)
Brokerage-Coldwell Banker Electric Realty
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Stone
Sewer-Sewer
Possession-30-59 days
Neighbourhood-Town Ward 3
Title-Residential Freehold

No agent assigned

**Attention Investors great opportunity with main floor and upper floor already on separate metres and upper floor has a kitchenette.** Welcome to 461 Murray Street, where over 40 years of family memories have filled these walls, and a whole new chapter is waiting to begin.This is the kind of home that makes everyday living a little easier, with room to grow, gather and make it your own. Upstairs, you'll find three bedrooms, a 4-piece bathroom and a clever little kitchenette. Think late-night snacks, morning coffee, warming bottles or simply having a little extra convenience right where you need it.On the main floor, flexibility is the name of the game. Enjoy a comfortable living room, a spacious dining room made for family gatherings and an eat-in kitchen. Or rethink the traditional dining room altogether! A playroom, homework zone or creative space might make more sense for the way you live.Outside, the deck offers a great spot for the BBQ, morning coffee, outdoor seating or a dedicated play area.Located in an established Peterborough neighbourhood, within walking distance of schools, parks and everyday amenities, this is a home that brings convenience and possibility together.461 Murray Street isn't trying to be something it's not. It's a home with history, heart and plenty of potential. Ready for your personal touch, your ideas and your next chapter. Extras***Newer roof, Main level and Upper Level Electrical Are on Two Separate Panels, Interior and Exterior Access to Basement For Storage.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$439,200
Land Transfer Taxes$7,455
Legal Fees (Est.)
$
Total cash required for closing$118,755

Total Monthly Obligation

$2,884/mo
Mortgage $2,215
Monthly Loss $2,302
Principal$583
Interest$1,632
Property Tax$295
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.7%24
Cash-on-Cash
-5.1%2
5-Year IRR
11.6%47
10-Year IRR
11.9%
Returns Index
24.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,716/yr
NOI
$20,506/yr
Net Cash Flow
-$506/mo
Cash Margin
-19.1%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7713
LTV Ratio
80.0%18
Vacancy Buffer
3.3 mo56
Risk Index
29.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 461 Murray Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.