182 Nicholson Point Road, Loyalist

$999,999
182 Nicholson Point Road

$999,999

New
23d
DetachedSidesplit

182 Nicholson Point Road, Loyalist

Total Monthly Obligation $5,146

Beds
4
Baths
2
Park
6
Sqft
1500-2000
DOM
23d
Score
15
Yield
3.2%
Cash on Cash
-11.5%
Cap Rate
2.1%
5Y IRR
6.6%
10Y IRR
7.6%
Property Type-Detached
MLS® Number-X13848766
Beds-4
Bathrooms-2
Size-1500-2000 sqft
Lot Size-73.65 × 218.8 ft
Listed on site-Sep 30, 2026
Style-Sidesplit
Building Type-Detached
Age-31-50
Taxes-$8,853 (2025)
Parking-8 - Attached
Basement-Finished, Full, Walk-Out
Heating-Baseboard (Gas)
Brokerage-EXP REALTY, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-West
Exterior-Stucco (Plaster)
Roof-Asphalt Shingle
Foundation-Block
Sewer-Septic
Possession-tbd
Neighbourhood-64 - Lennox and Addington - South
Title-Residential Freehold

No agent assigned

Welcome to 182 Nicholson Point Road, an exceptional luxury waterfront property set along the shores of Lake Ontario in the highly sought-after Nicholson Point community of Loyalist. Offering breathtaking lake views, refined comfort, and an extraordinary natural setting, this four-bedroom, two-bath residence presents a rare opportunity to experience waterfront living at its finest. From the beautifully landscaped front grounds to the thoughtfully designed interior, pride of ownership is evident throughout. The bright, open-concept living space creates an elegant yet inviting atmosphere, with a spacious kitchen featuring a large island-perfect for entertaining, gathering, and everyday living. The generous primary bedroom offers a private retreat with a large walk-in closet, while the bonus loft provides an impressive additional living area. The walkout basement adds valuable living space and direct access to the outdoors, while the expansive back deck offers an exceptional setting for entertaining or simply relaxing while taking in the breathtaking waterfront surroundings. The surrounding landscape provides a wonderful connection to nature, with beautiful wooded areas and scenic walking trails offering peaceful opportunities to explore and enjoy the tranquility of the area. Whether you're taking a morning walk or watching the sunset over Lake Ontario, the setting offers an exceptional balance of natural beauty and refined waterfront living. Imagine beginning your morning with panoramic lake views, hosting guests as the evening unfolds, or unwinding with a glass of wine while the sun sets across the water. Here, the beauty of the landscape becomes part of your everyday life.182 Nicholson Point Road is where sophisticated living, spectacular views, beautiful natural surroundings, and an unparalleled Lake Ontario setting come together.

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%
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$
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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$799,999
Land Transfer Taxes$16,475
Legal Fees (Est.)
$
Total cash required for closing$217,975

Total Monthly Obligation

$5,146/mo
Mortgage $4,034
Monthly Loss $4,085
Principal$1,061
Interest$2,972
Property Tax$738
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.6%10
Cash-on-Cash
-15.2%0
5-Year IRR
3.8%8
10-Year IRR
5.9%
Returns Index
5.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,400/yr
NOI
$15,807/yr
Net Cash Flow
-$2,716/mo
Cash Margin
-100.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.332
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo29
Risk Index
16.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 182 Nicholson Point Road

Time

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Data last updated within the past 24 hours.