5 Westmoreland Road, Kingston

$629,900
5 Westmoreland Road

$629,900

New
22d
Detached1 1/2 Storey

5 Westmoreland Road, Kingston

Total Monthly Obligation $3,296

HausQ Valuation Report
Beds
3
Baths
2
Park
6
Sqft
1100-1500
DOM
22d
Score
22
Yield
5.8%
Cash on Cash
0.5%
Cap Rate
4.7%
5Y IRR
16.0%
10Y IRR
14.9%
Property Type-Detached
MLS® Number-X13849422
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-59.97 × 129.57 ft
Listed on site-Oct 1, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$4,559.44 (2026)
Parking-6 - None
Basement-Full, Finished, Walk-Up
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas, Wood
Pool-None
Facing-East
Exterior-Aluminum Siding, Brick
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-25 - West of Sir John A. Blvd
Title-Residential Freehold

No agent assigned

Located in Kingston's Strathcona Park neighborhood, 5 Westmoreland Road offers lots of charm 3 bedrooms & 2 full bathrooms, basement walk-up & a large private backyard oasis with no rear neighbors. A covered front porch welcomes you inside to a bright & spacious living room featuring large windows, wood flooring & fireplace, flowing into the adjoining dining room. The kitchen features white cabinetry & direct access through to the rear deck overlooking the backyard. A bright main floor office with multiple windows & built in desk/shelving, a spacious bedroom & 3pc bathroom complete this level. Upstairs offers 2 generous bedrooms & a 4pc bathroom. The finished lower level provides a spacious rec room, additional living area with a brick feature wall. Outside, enjoy a large backyard with mature trees, hedging & gardens, complete with a deck, separate patio area & storage shed. Updates include the kitchen in 2025, second floor bathroom in 2023, basement flooring in 2022, windows in 2018, main floor bathroom & deck in 2016, roof & owned hot water tank in 2014.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$503,920
Land Transfer Taxes$9,073
Legal Fees (Est.)
$
Total cash required for closing$136,553

Total Monthly Obligation

$3,296/mo
Mortgage $2,541
Monthly Loss $2,627
Principal$669
Interest$1,872
Property Tax$380
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-4.8%2
5-Year IRR
11.9%49
10-Year IRR
12.1%
Returns Index
25.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,720/yr
NOI
$23,989/yr
Net Cash Flow
-$542/mo
Cash Margin
-17.7%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7914
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo48
Risk Index
26.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 5 Westmoreland Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.