12 Argyle Street, Kincardine

$449,000
12 Argyle Street

$449,000

New
22d
Detached1 1/2 Storey

12 Argyle Street, Kincardine

Total Monthly Obligation $2,414

Beds
3
Baths
1
Park
2
Sqft
1100-1500
DOM
22d
Score
18
Yield
4.3%
Cash on Cash
-6.4%
Cap Rate
3.2%
5Y IRR
10.5%
10Y IRR
10.6%
Property Type-Detached
MLS® Number-X13851320
Beds-3
Bathrooms-1
Size-1100-1500 sqft
Lot Size-74.25 × 129 ft
Listed on site-Oct 1, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-100+
Taxes-$2,735 (2025)
Parking-2 - None
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-CMI REAL ESTATE INC.
Cooling-Window Unit(s)
Laundry-No
Fireplace-Wood Stove
Pool-None
Facing-East
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-Kincardine
Title-Residential Freehold

No agent assigned

Charming Kincardine Gem Near Lake Huron Shorelines & Bruce Power Exceptional affordability meets outdoor living in Kincardine! This inviting 3-bedroom residence features a cozy living space anchored by a traditional woodstove. The standout feature is the expansive backyard retreat-lush with fruit trees, flowering shrubs, and backing onto tranquil open space for maximum privacy. Situated just minutes from downtown shops and essential amenities, with Inver huron Beach and Bruce Power only a short commute away. An incredible entry-level home or investment opportunity in a vibrant community.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$359,200
Land Transfer Taxes$5,455
Legal Fees (Est.)
$
Total cash required for closing$96,755

Total Monthly Obligation

$2,414/mo
Mortgage $1,811
Monthly Loss $1,937
Principal$477
Interest$1,335
Property Tax$228
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.2%13
Cash-on-Cash
-12.1%0
5-Year IRR
6.2%15
10-Year IRR
7.7%
Returns Index
8.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$19,200/yr
NOI
$10,045/yr
Net Cash Flow
-$974/mo
Cash Margin
-60.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.464
LTV Ratio
80.0%18
Vacancy Buffer
4.0 mo69
Risk Index
30.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 12 Argyle Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.