90 Charlton Avenue W 605, Hamilton

$275,000
90 Charlton Avenue W 605

$275,000

New
21d
Condo ApartmentApartment

90 Charlton Avenue W 605, Hamilton

Total Monthly Obligation $2,316

HausQ Valuation Report
Beds
1
Baths
1
Park
1
Sqft
500-599
DOM
21d
Score
17
Yield
7.4%
Cash on Cash
-9.4%
Cap Rate
2.6%
5Y IRR
8.2%
10Y IRR
8.9%
Property Type-Condo Apartment
MLS® Number-X13853120
Beds-1
Bathrooms-1
Size-500-599 sqft
Listed on site-Oct 2, 2026
Style-Apartment
Building Type-Condo Apartment
Age-11-15
Taxes-$4,095.52 (2026)
Maintenance-$665.91/mo
Locker-Owned
Parking-1 - Underground
Basement-None
Heating-Other (Other)
Brokerage-NORTH 2 SOUTH REALTY
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Concrete, Stone
Possession-Flexible
Neighbourhood-Durand
Title-Residential Condo & Other

No agent assigned

Desirable neighbourhoods. This bright and beautifully maintained 1-bedroom suite offers 563 sq. ft. of thoughtfully designed living space on the 6th floor, featuring sought-after southeast exposure that fills the home with natural light throughout the day and offers expansive city views. The open-concept layout maximizes every square foot, creating a comfortable flow between the kitchen, dining, and living areas-perfect for everyday living or entertaining. The spacious bedroom provides a peaceful retreat, while large windows showcase the unit's sunny exposure. Located in the heart of the vibrant Durand neighbourhood, 90 Charlton Street West places you just steps from St. Joseph's Healthcare, parks, restaurants, cafes, shopping, GO Transit, and downtown Hamilton, with quick access to Highway 403 for an easy commute. Whether you're a first-time buyer, downsizer, or investor, this is an exceptional opportunity to own in a well-managed building in a prime urban location.

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Closing Costs

Mortgage Amount
$220,000
Land Transfer Taxes$2,600
Legal Fees (Est.)
$
Total cash required for closing$59,100

Total Monthly Obligation

$2,316/mo
Mortgage $1,109
Monthly Loss $2,025
Principal$292
Interest$817
Property Tax$341
Condo Fees$666
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
1.4%9
Cash-on-Cash
-16.0%0
5-Year IRR
3.8%8
10-Year IRR
6.4%
Returns Index
5.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$20,352/yr
NOI
$3,830/yr
Net Cash Flow
-$790/mo
Cash Margin
-46.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.292
LTV Ratio
80.0%18
Vacancy Buffer
4.2 mo72
Risk Index
30.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 90 Charlton Avenue W 605

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.