1238 St. Paul Avenue, Hunt Club - South Keys and Area

$749,900
1238 St. Paul Avenue

$749,900

New
21d
DetachedBungalow

1238 St. Paul Avenue, Hunt Club - South Keys and Area

Total Monthly Obligation $3,749

Beds
3
Baths
2
Park
2
Sqft
700-1100
DOM
21d
Score
18
Yield
4.6%
Cash on Cash
-4.1%
Cap Rate
3.7%
5Y IRR
12.3%
10Y IRR
12.0%
Property Type-Detached
MLS® Number-X13853278
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-45 × 90 ft
Listed on site-Oct 2, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$4,185.2 (2026)
Parking-3 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-ENGEL & VOLKERS OTTAWA
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick Veneer, Aluminum Siding
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-TBD
Neighbourhood-3803 - Ellwood
Title-Residential Freehold

No agent assigned

Set on a quiet residential street in Ellwood, this detached bungalow offers a practical layout across two levels, with updates throughout. The main level features newly refinished hardwood flooring, fresh paint, 3 bedrooms, a full 4-piece bathroom, and an updated kitchen with ample cabinetry and a black granite counter. The kitchen provides access to the lower level, where the home's usable space continues with new carpet, a 5-piece bathroom, an additional kitchen area, and 3 separate rooms ready for a variety of uses including work, play, or storage. The generously sized garage offers substantial storage capacity, providing convenient room for seasonal items, tools, and everyday belongings. The enclosed backyard features a mix of fencing and mature hedging along the rear, providing added privacy. Bank Street is close by for groceries, cafés, and daily essentials, while the home remains tucked away on a quiet residential street. The area offers convenient access to primary and secondary schools, specialized educational option, local transit, and community centres with a variety of programs and amenities. South Keys Station is also nearby, providing O-Train service and Park & Ride access, while Frank J. Licari Park is just a short walk away. With so many everyday conveniences close at hand, the neighbourhood offers a practical and well-connected setting for a variety of lifestyles. No conveyance of offers between Friday 7:00 p.m. to Saturday 7:00 p.m.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$599,920
Land Transfer Taxes$11,473
Legal Fees (Est.)
$
Total cash required for closing$162,953

Total Monthly Obligation

$3,749/mo
Mortgage $3,025
Monthly Loss $2,953
Principal$796
Interest$2,229
Property Tax$349
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.7%1
5-Year IRR
8.8%27
10-Year IRR
9.6%
Returns Index
15.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,416/yr
NOI
$22,289/yr
Net Cash Flow
-$1,167/mo
Cash Margin
-40.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.617
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo41
Risk Index
22.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1238 St. Paul Avenue

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