43 Hickory Lane, St. Thomas

$749,900
43 Hickory Lane

$749,900

Sold Conditional Escape
21d
DetachedBungalow

43 Hickory Lane, St. Thomas

Total Monthly Obligation $3,835

Beds
4
Baths
3
Park
2
Sqft
1100-1500
DOM
21d
Score
18
Yield
4.5%
Cash on Cash
-5.1%
Cap Rate
3.5%
5Y IRR
11.5%
10Y IRR
11.4%
Property Type-Detached
MLS® Number-X13854216
Beds-4
Bathrooms-3
Size-1100-1500 sqft
Lot Size-50 × 125 ft
Listed on site-Oct 2, 2026
Style-Bungalow
Building Type-Detached
Age-6-15
Taxes-$5,218 (2025)
Parking-4 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE TRILAND REALTY
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas, Electric
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Mid December
Neighbourhood-St. Thomas
Title-Residential Freehold

No agent assigned

Beautiful Lake Margaret bungalow backing onto amazing wooded area with trails. Close to Lake Margaret & Pinafore Park. This one floor home features an open concept layout with 9 foot vaulted ceilings and plenty of natural light from the large windows. A designer kitchen with custom cabinetry includes a spacious walk-in pantry. The charming promary bedroom features a spa-like ensuite with his and hers closets. The laundry room is a dream. Sliding doors open to a covered deck in your private back fenced back yard, surrounded by mature trees. The lower level offers more living space with a large family room, 2 additional bedrooms, and plentiful storage. This Doug Tarry model is sure to impress! This lovely community in St. Thomas has much to offer, including a short drive to Port Stanley beach.

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%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$599,920
Land Transfer Taxes$11,473
Legal Fees (Est.)
$
Total cash required for closing$162,953

Total Monthly Obligation

$3,835/mo
Mortgage $3,025
Monthly Loss $3,039
Principal$796
Interest$2,229
Property Tax$435
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.6%1
5-Year IRR
8.1%23
10-Year IRR
9.1%
Returns Index
13.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,888/yr
NOI
$20,781/yr
Net Cash Flow
-$1,293/mo
Cash Margin
-45.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.576
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo40
Risk Index
21.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 43 Hickory Lane

Time

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