12 Glasgow Street S 6, Guelph

$989,900
12 Glasgow Street S 6

$989,900

New
21d
Condo Townhouse2-Storey

12 Glasgow Street S 6, Guelph

Total Monthly Obligation $5,623

Bed+Den
3+1
Baths
3
Park
2
Sqft
2000-2249
DOM
21d
Score
17
Yield
5.6%
Cash on Cash
-4.6%
Cap Rate
3.6%
5Y IRR
11.9%
10Y IRR
11.7%
Property Type-Condo Townhouse
MLS® Number-X13855138
Bed+Den-3+1
Bathrooms-3
Size-2000-2249 sqft
Listed on site-Oct 2, 2026
Style-2-Storey
Building Type-Condo Townhouse
Age-16-30
Taxes-$7,173.16 (2026)
Maintenance-$832/mo
Locker-None
Parking-4 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-Royal LePage Royal City Realty
Cooling-Central Air
Laundry-Yes
Fireplace-Natural Gas
Pool-None
Exterior-Stone, Stucco (Plaster)
Foundation-Poured Concrete
Possession-90 days
Neighbourhood-Downtown
Title-Residential Condo & Other

No agent assigned

Welcome to this bright and spacious end-unit home in one of Guelph's most convenient locations, just minutes from downtown. With an abundance of windows and natural light, this home offers a wonderful combination of character, functionality and modern updates, all within easy walking distance of shops, restaurants, cafés, Exhibition Park and the farmers' market. The main floor features a welcoming updated kitchen with a large pantry, separate dining area with natural gas fireplace and generous living room highlighted by an impressive 20-foot ceiling with a matching bank of upper windows. Nine-foot ceilings continue throughout the remaining living spaces, including the finished basement, creating an airy and open feel throughout the home. Upstairs, you'll find two bedrooms, including a spacious primary with double patio doors opening to a private balcony, walk-in closet and ensuite bathroom. The finished basement provides additional living space with a third bedroom, 4-piece bathroom and new flooring. Enjoy sitting on the private 19 x 9 foot second floor covered balcony at the back of the house or on the interlocking patio in the front. Double garage with inside access and 2 car driveway add to the convenience of this unit. Now is your opportunity to live in this friendly, well-managed downtown complex.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$791,920
Land Transfer Taxes$16,273
Legal Fees (Est.)
$
Total cash required for closing$215,753

Total Monthly Obligation

$5,623/mo
Mortgage $3,993
Monthly Loss $4,572
Principal$1,051
Interest$2,942
Property Tax$598
Condo Fees$832
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.5%1
5-Year IRR
9.1%29
10-Year IRR
10.0%
Returns Index
15.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$54,960/yr
NOI
$29,907/yr
Net Cash Flow
-$1,501/mo
Cash Margin
-32.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.628
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo26
Risk Index
17.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 12 Glasgow Street S 6

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.