291 Vine Street, St. Catharines

$599,000
291 Vine Street

$599,000

New
21d
Detached2-Storey

291 Vine Street, St. Catharines

Total Monthly Obligation $3,239

HausQ Valuation Report
Beds
2
Baths
2
Park
2
Sqft
1500-2000
DOM
21d
Score
21
Yield
5.9%
Cash on Cash
0.1%
Cap Rate
4.6%
5Y IRR
15.7%
10Y IRR
14.7%
Property Type-Detached
MLS® Number-X13855242
Beds-2
Bathrooms-2
Size-1500-2000 sqft
Lot Size-40 × 94 ft
Listed on site-Oct 2, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$5,379 (2026)
Parking-3 - Detached
Basement-Partially Finished, Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX NIAGARA REALTY LTD, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-West
Exterior-Wood
Roof-Asphalt Shingle
Foundation-Poured Concrete, Concrete Block
Sewer-Sewer
Possession-FLEXIBLE
Neighbourhood-446 - Fairview
Title-Residential Freehold

No agent assigned

Opportunity to own a truly unique, architecturally inspired home completely redesigned and expanded by Arbek & Associates. This 1549sqft custom home showcases soaring vaulted ceilings, expansive windows, a dramatic floor-to-ceiling gas fireplace & open concept living. The kitchen features stainless steel appliances, a wine fridge, walk-in pantry, and island. A main-floor bedroom/office, 3-piece bath, and laundry offer added convenience. The expansive loft-style primary suite with coffered ceilings overlooks the great room and features his & hers closets and a spacious ensuite with separate shower & soaker tub. Outside, enjoy a wrap-around Dura Deck, multi-tier decking, fenced yard, detached garage, and additional parking. The partially finished basement offers flexible bonus space for a rec room, office, or gym. Roof replaced in 2017. A truly one-of-a-kind home offering modern design & quality craftsmanship.

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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$479,200
Land Transfer Taxes$8,455
Legal Fees (Est.)
$
Total cash required for closing$129,755

Total Monthly Obligation

$3,239/mo
Mortgage $2,416
Monthly Loss $2,604
Principal$636
Interest$1,780
Property Tax$448
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.7%24
Cash-on-Cash
-5.3%2
5-Year IRR
11.5%46
10-Year IRR
11.8%
Returns Index
24.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,568/yr
NOI
$22,132/yr
Net Cash Flow
-$572/mo
Cash Margin
-19.3%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7612
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo49
Risk Index
26.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 291 Vine Street

Time

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