450 Carlton Street 3, St. Catharines

$269,900
450 Carlton Street 3

$269,900

Extension
22d
Condo ApartmentApartment

450 Carlton Street 3, St. Catharines

Total Monthly Obligation $2,020

HausQ Valuation Report
Beds
2
Baths
1
Park
1
Sqft
800-899
DOM
22d
Score
30
Yield
9.9%
Cash on Cash
7.3%
Cap Rate
6.2%
5Y IRR
21.5%
10Y IRR
19.5%
Property Type-Condo Apartment
MLS® Number-X13855896
Beds-2
Bathrooms-1
Size-800-899 sqft
Listed on site-Oct 1, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$1,915 (2026)
Maintenance-$572.13/mo
Locker-Owned
Parking-1 - None
Basement-None
Heating-Baseboard (Gas)
Brokerage-REVEL Realty Inc., Brokerage
Cooling-Other, Wall Unit(s)
Laundry-No
Fireplace-Yes
Pool-None
Exterior-Brick
Possession-Vacant
Neighbourhood-445 - Facer
Title-Residential Condo & Other

No agent assigned

Welcome to this bright and well-maintained 2-bedroom, 1-bathroom condo offering comfortable, low-maintenance living. The functional layout features a spacious living area, a well-appointed kitchen, two good-sized bedrooms, and a full bathroom, with plenty of natural light throughout. Located in a convenient area close to everyday amenities, shopping, dining, parks, and transportation, this home offers an easy and connected lifestyle. Enjoy the convenience of one dedicated parking space and a private storage locker, with both the locker and laundry room located on the same floor as the unit for added ease and accessibility. The condo fee covers building maintenance, hydro, gas, water, and other common-area amenities, making monthly expenses simple and convenient. Whether you're a first-time buyer, downsizing, or looking for an investment property, this condo offers a practical combination of comfort, convenience, and value.

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(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$215,920
Land Transfer Taxes$2,524
Legal Fees (Est.)
$
Total cash required for closing$58,004

Total Monthly Obligation

$2,020/mo
Mortgage $1,089
Monthly Loss $1,734
Principal$286
Interest$802
Property Tax$160
Condo Fees$572
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
4.8%35
Cash-on-Cash
-0.2%7
5-Year IRR
16.0%77
10-Year IRR
15.7%
Returns Index
40.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
30/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$26,820/yr
NOI
$12,957/yr
Net Cash Flow
-$9/mo
Cash Margin
-0.4%4
Cash Flow Index
4.4/ 100
Risk Profile
Weight: 20%
DSCR
0.9926
LTV Ratio
80.0%18
Vacancy Buffer
4.7 mo79
Risk Index
41.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 450 Carlton Street 3

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.