148 Albion Street, Brantford

$425,000
148 Albion Street

$425,000

New
21d
Duplex2-Storey

148 Albion Street, Brantford

Total Monthly Obligation $2,325

HausQ Valuation Report
Beds
2
Baths
2
Park
0
Sqft
1100-1500
DOM
21d
Score
19
Yield
4.7%
Cash on Cash
-5.1%
Cap Rate
3.5%
5Y IRR
11.6%
10Y IRR
11.5%
Property Type-Duplex
MLS® Number-X13856164
Beds-2
Bathrooms-2
Size-1100-1500 sqft
Lot Size-30 × 121.75 ft
Listed on site-Oct 2, 2026
Style-2-Storey
Building Type-Duplex
Taxes-$2,823 (2026)
Parking-None
Basement-Unfinished
Heating-Baseboard (Electric)
Brokerage-PEAK REALTY LTD.
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Sewer
Possession-Immediate
Title-Residential Freehold

No agent assigned

INVESTOR OPPORTUNITY! This vacant duplex presents an excellent opportunity for investors or buyers looking for a mortgage helper. Featuring two separate 1-bedroom, 1-bathroom units, this property offers flexibility for a variety of investment strategies, whether you're looking to add to your rental portfolio or live in one unit while generating rental income from the other. The lower unit has recently been refreshed with updated flooring and a renovated bathroom, offering a move-in-ready space for future occupants. The property also features a large fenced-in yard, providing valuable outdoor space and added appeal for tenants. Ideally located close to downtown Brantford, schools, universities, shopping, everyday amenities, public transit routes, and the hospital, this property offers convenient access to many of the city's key destinations. With both units currently vacant, the new owner has the flexibility to establish their own rental strategy from day one. A great opportunity to secure a versatile duplex in a convenient Brantford location with strong potential for both investors and owner-occupiers.

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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$340,000
Land Transfer Taxes$4,975
Legal Fees (Est.)
$
Total cash required for closing$91,475

Total Monthly Obligation

$2,325/mo
Mortgage $1,714
Monthly Loss $1,873
Principal$451
Interest$1,263
Property Tax$235
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-11.0%1
5-Year IRR
7.0%18
10-Year IRR
8.4%
Returns Index
10.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$19,776/yr
NOI
$10,475/yr
Net Cash Flow
-$841/mo
Cash Margin
-51.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.515
LTV Ratio
80.0%18
Vacancy Buffer
4.2 mo72
Risk Index
31.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 148 Albion Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.