106 Dalhousie Avenue, St. Catharines

$1,649,000
106 Dalhousie Avenue

$1,649,000

New
21d
Detached2-Storey

106 Dalhousie Avenue, St. Catharines

Total Monthly Obligation $7,922

Beds
5
Baths
4
Park
5
Sqft
3000-3500
DOM
21d
Score
13
Yield
2.2%
Cash on Cash
-14.9%
Cap Rate
1.4%
5Y IRR
4.0%
10Y IRR
5.7%
Property Type-Detached
MLS® Number-X13857258
Beds-5
Bathrooms-4
Size-3000-3500 sqft
Lot Size-57.6 × 164.3 ft
Listed on site-Oct 2, 2026
Style-2-Storey
Building Type-Detached
Age-6-15
Taxes-$10,739 (2026)
Parking-6 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-REVEL Realty Inc., Brokerage
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-438 - Port Dalhousie
Title-Residential Freehold

No agent assigned

Spacious Custom Home with Timeless Character in the Heart of Port Dalhousie. Set on an expansive, irregularly shaped lot in the heart of sought-after Port Dalhousie, this exceptional custom-built home offers an impressive blend of space, character and functionality. Featuring 4+1 bedrooms and 4 bathrooms, the home is thoughtfully designed for comfortable family living and effortless entertaining.The generously proportioned primary suite offers a private retreat, while three additional bedrooms are remarkably spacious, providing exceptional comfort for family and guests. A dedicated den/home office offers the perfect space to work from home and features a truly special focal point-the original 1925 wood-burning fireplace, lovingly preserved from the original home that once stood on the property. This distinctive architectural detail adds warmth, character and a unique connection to Port Dalhousie's history. The fully finished lower level, complete with large windows and abundant natural light, offers exceptional flexibility for a growing family, recreation space, guest accommodations or the potential for an in-law suite. Outside, the expansive private backyard is beautifully landscaped and designed for enjoying every season. A custom pergola, oversized "she shed," mature landscaping and landscape lighting create a private and inviting outdoor retreat. Two separate driveways provide ample parking, complemented by an attached 1.5-car garage with EV charging hookup. Ideally located in the heart of Port Dalhousie, this distinctive property is just moments from the lake, beaches, marina, restaurants, shops and the vibrant village atmosphere that makes this community so desirable. A rare opportunity to own a substantial custom home on an exceptional lot in one of Niagara's most coveted waterfront communities

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$
%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,319,200
Land Transfer Taxes$29,455
Legal Fees (Est.)
$
Total cash required for closing$360,755

Total Monthly Obligation

$7,922/mo
Mortgage $6,652
Monthly Loss $6,171
Principal$1,750
Interest$4,901
Property Tax$895
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.0%8
Cash-on-Cash
-17.7%0
5-Year IRR
1.8%4
10-Year IRR
4.4%
Returns Index
3.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
13/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,000/yr
NOI
$17,161/yr
Net Cash Flow
-$5,222/mo
Cash Margin
-174.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.212
LTV Ratio
80.0%18
Vacancy Buffer
1.2 mo20
Risk Index
13.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 106 Dalhousie Avenue

Time

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