143 11th Street W, Owen Sound

$330,000
143 11th Street W

$330,000

Price Change
20d
Semi-Detached 2 1/2 Storey

143 11th Street W, Owen Sound

Total Monthly Obligation $1,946

Beds
2
Baths
2
Park
3
Sqft
1500-2000
DOM
20d
Score
51
Yield
9.3%
Cash on Cash
14.6%
Cap Rate
7.7%
5Y IRR
27.5%
10Y IRR
24.7%
Property Type-Semi-Detached
MLS® Number-X13859240
Beds-2
Bathrooms-2
Size-1500-2000 sqft
Lot Size-23.44 × 90 ft
Listed on site-Oct 3, 2026
Style-2 1/2 Storey
Building Type-Semi-Detached
Taxes-$2,873.71 (2026)
Parking-3 - None
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-Century 21 Millennium Inc.
Cooling-None
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Stone, Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Owen Sound
Title-Residential Freehold

No agent assigned

Your first home should be about making memories, not tackling expensive renovations! Step into homeownership with confidence in this charming 2-bedroom, three-level semi-detached home, offering an affordable opportunity to get into the market without taking on a long list of costly updates. Ideally located within walking distance of downtown Owen Sound, the harbour, parks, shops and restaurants, this home puts everyday conveniences and local amenities right at your doorstep. Inside, you'll find a warm and welcoming space featuring an open-concept main floor, plenty of storage and a dry basement offering added flexibility. The third floor is already framed and ready for finishing, giving you the opportunity to create additional living space as your needs grow. Outside, enjoy a fully fenced backyard with room for summer barbecues, gardening or simply relaxing, plus parking for three vehicles and the added convenience of an EV charger. Best of all, many of the big-ticket improvements have already been taken care of, including the roof, boiler, attic insulation, updated wiring and 200-amp electrical panel. With the expensive work largely behind you, this is a great opportunity for first-time buyers or anyone looking for an affordable home with room to add value, all in a convenient location close to everything downtown Owen Sound has to offer.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$264,000
Land Transfer Taxes$3,425
Legal Fees (Est.)
$
Total cash required for closing$70,925

Total Monthly Obligation

$1,946/mo
Mortgage $1,331
Monthly Loss $1,595
Principal$350
Interest$981
Property Tax$239
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
6.2%52
Cash-on-Cash
6.2%28
5-Year IRR
20.8%93
10-Year IRR
19.5%
Returns Index
58.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeC
51/ 100
Poor•Caution

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,804/yr
NOI
$20,350/yr
Net Cash Flow
$365/mo
Cash Margin
14.2%46
Cash Flow Index
46.0/ 100
Risk Profile
Weight: 20%
DSCR
1.2752
LTV Ratio
80.0%18
Vacancy Buffer
4.8 mo81
Risk Index
50.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 143 11th Street W

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.