20 Dickson Street, Hamilton

$599,800
20 Dickson Street

$599,800

New
20d
Detached2 1/2 Storey

20 Dickson Street, Hamilton

Total Monthly Obligation $3,055

Beds
4
Baths
3
Park
2
Sqft
1100-1500
DOM
20d
Score
23
Yield
5.8%
Cash on Cash
1.4%
Cap Rate
4.9%
5Y IRR
16.7%
10Y IRR
15.5%
Property Type-Detached
MLS® Number-X13859724
Beds-4
Bathrooms-3
Size-1100-1500 sqft
Lot Size-19.83 × 132 ft
Listed on site-Oct 3, 2026
Style-2 1/2 Storey
Building Type-Detached
Taxes-$3,122.98 (2026)
Parking-2 - None
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 MILLENNIUM INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-45/90 days
Neighbourhood-North End
Title-Residential Freehold

No agent assigned

Quiet Street, 10 Min To QEW and Go Station, Many System Updates, With Loads Of Character AndCharm, Larger Rooms, And Plenty Of Space. This Century Old Home Strikes Great Balance Of OldWorld Charm With New World Modern Updates. From The Minute You Pull Up You Will Find TheUpdated Exterior To Welcome You Home. The Entry Way And Main Floor Showcases The Original Trim,Vintage Floors, And High Ceilings. The Bedroom Level Shines With Original Wood Floors,Remodeled Bath, And Access To The Bonus Loft Space That Makes A Great Craft Room or 4thbedroom, Exercise Space Or Cool Place To Chill Out. Basement was recently dug out andrenovated, adding a 3pc bath and possible 2nd kitchen, making it a perfect guest sweet.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$479,840
Land Transfer Taxes$8,471
Legal Fees (Est.)
$
Total cash required for closing$129,931

Total Monthly Obligation

$3,055/mo
Mortgage $2,419
Monthly Loss $2,418
Principal$637
Interest$1,783
Property Tax$260
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.0%27
Cash-on-Cash
-4.1%3
5-Year IRR
12.4%53
10-Year IRR
12.5%
Returns Index
27.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,920/yr
NOI
$23,805/yr
Net Cash Flow
-$436/mo
Cash Margin
-15.0%0
Cash Flow Index
0.2/ 100
Risk Profile
Weight: 20%
DSCR
0.8215
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo52
Risk Index
28.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 Dickson Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.