18 Four Mile Creek Road, Niagara-on-the-Lake

$1,799,900
18 Four Mile Creek Road

$1,799,900

New
18d
DetachedBungalow

18 Four Mile Creek Road, Niagara-on-the-Lake

Total Monthly Obligation $8,281

Beds
3
Baths
3
Park
4
Sqft
2000-2500
DOM
18d
Score
13
Yield
2.0%
Cash on Cash
-14.7%
Cap Rate
1.4%
5Y IRR
4.2%
10Y IRR
5.8%
Property Type-Detached
MLS® Number-X13860540
Beds-3
Bathrooms-3
Size-2000-2500 sqft
Lot Size-237.93 × 90.61 ft
Listed on site-Oct 5, 2026
Style-Bungalow
Building Type-Detached
Taxes-$7,753 (2025)
Parking-6 - Attached
Basement-Full, Partially Finished, Walk-Out
Heating-Forced Air (Gas)
Brokerage-REVEL Realty Inc., Brokerage
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-West
Exterior-Stone
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Felxible
Neighbourhood-105 - St. Davids
Title-Residential Freehold

No agent assigned

THIS COULD BE THE ONE. If you've been waiting for a luxury bungalow that delivers the space, quality and lifestyle Niagara-on-the-Lake is known for, welcome to 18 Four Mile Creek Road. Set in one of St. Davids' most desirable established communities, this custom-built stone bungalow offers 2,448 sq. ft. of beautifully finished main-floor living plus an expansive walk-out lower level ready to become whatever comes next. Step inside to an impressive open-concept layout with engineered hardwood, coffered ceilings and an inviting fireplace. At the heart of the home, the chef-inspired kitchen features quartz countertops, an oversized island, Professional Series appliances and an incredible walk-in pantry with prep sink, wine cooler and additional storage. The dining area flows effortlessly to the covered rear deck, making entertaining inside and out feel seamless. The spacious primary suite offers a walk-in closet and beautifully appointed ensuite with oversized tiled shower. Two additional bedrooms share a stylish full bath, with a separate powder room for guests. Outside is where this home truly becomes a lifestyle. Enjoy the covered composite deck, vaulted 3-season sunroom by Outdoor Living Designs, private hot tub retreat, interlocking patios and walkways, professional landscaping, irrigation and exterior lighting. An oversized double garage completes the package, while the unfinished walk-out lower level offers incredible future potential without compromising the generous living space already here. Minutes from award-winning wineries, restaurants, golf, shopping, the QEW and everything Niagara-on-the-Lake has to offer. Luxury bungalow living, an incredible location and room to make it your own. Come see why 18 Four Mile Creek Road might just be the one you've been waiting for.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$1,439,920
Land Transfer Taxes$32,473
Legal Fees (Est.)
$
Total cash required for closing$393,953

Total Monthly Obligation

$8,281/mo
Mortgage $7,260
Monthly Loss $6,371
Principal$1,911
Interest$5,350
Property Tax$646
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.1%8
Cash-on-Cash
-17.3%0
5-Year IRR
2.0%5
10-Year IRR
4.5%
Returns Index
3.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
13/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,024/yr
NOI
$20,169/yr
Net Cash Flow
-$5,580/mo
Cash Margin
-185.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.232
LTV Ratio
80.0%18
Vacancy Buffer
1.2 mo19
Risk Index
13.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 18 Four Mile Creek Road

Time

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Data last updated within the past 24 hours.