34 Birch Point Drive, Kawartha Lakes

$699,900
34 Birch Point Drive

$699,900

New
18d
DetachedBungalow

34 Birch Point Drive, Kawartha Lakes

Total Monthly Obligation $3,548

Beds
3
Baths
3
Park
4
Sqft
1100-1500
DOM
18d
Score
18
Yield
4.3%
Cash on Cash
-5.5%
Cap Rate
3.4%
5Y IRR
11.2%
10Y IRR
11.2%
Property Type-Detached
MLS® Number-X13861358
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-80.8 × 180 ft
Listed on site-Oct 5, 2026
Style-Bungalow
Building Type-Detached
Age-31-50
Taxes-$4,192.82 (2026)
Parking-4 - None
Basement-Finished with Walk-Out
Heating-Forced Air (Electric)
Brokerage-Royal LePage Frank Real Estate
Cooling-None
Laundry-No
Fireplace-Wood Stove
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Fibreglass Shingle
Foundation-Poured Concrete
Sewer-Septic
Possession-TBA
Neighbourhood-Emily
Title-Residential Freehold

No agent assigned

Welcome to 34 Birch Point Drive, a charming 3-bedroom brick bungalow tucked away on a quiet dead end location, offering 84 feet of waterfront on beautiful Pigeon Lake. This property combines comfortable living with the quintessential Kawartha Lakes waterfront lifestyle. Built in 1991, the home offers 3 bedrooms and 3 bathrooms, including a spacious primary bedroom with a 3-piece ensuite. 2 additional bathrooms, main floor 4-piece & basement floor 3-piece, providing plenty of convenience for family and guests. A wood-burning fireplace on the main level and a high-efficiency Pacific Energy wood-burning stove on the lower level add warmth and character, creating cozy spaces to enjoy throughout the seasons. The finished walkout basement provides additional living space along with plenty of storage for all your waterfront and family needs. Step outside to enjoy your private waterfront with a brand new dock installed in July 2026-perfect for boating, fishing, or simply relaxing by the lake. Recent updates include brand new windows (July 2026) and fiberglass shingles (2022). Municipal water adds convenience, while the home features a 200-amp electrical panel plus a linked 100-amp generator panel, accessible from an exterior plug and ready to connect to your choice of generator. With 84 feet of waterfront, a quiet dead-end location, walkout basement, generous storage, and recent updates, 34 Birch Point Drive is a wonderful opportunity to enjoy the beauty and lifestyle of Pigeon Lake, while being minutes to Ennismore, Bridgenorth and Fowlers Corners, and just 25 minutes to Peterborough.

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$559,920
Land Transfer Taxes$10,473
Legal Fees (Est.)
$
Total cash required for closing$151,953

Total Monthly Obligation

$3,548/mo
Mortgage $2,823
Monthly Loss $2,805
Principal$743
Interest$2,080
Property Tax$349
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-10.1%1
5-Year IRR
7.7%21
10-Year IRR
8.8%
Returns Index
12.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,396/yr
NOI
$18,664/yr
Net Cash Flow
-$1,268/mo
Cash Margin
-50.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.556
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo44
Risk Index
22.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 34 Birch Point Drive

Time

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